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	<title>Comments on: Necessities You Can Live Without</title>
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	<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Mark Pris</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-254798</link>
		<dc:creator>Mark Pris</dc:creator>
		<pubDate>Tue, 26 Feb 2008 21:23:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-254798</guid>
		<description>Hello, your website is very informative and useful, 
I would like to share with you links, send all the questions 
on my e-mail.</description>
		<content:encoded><![CDATA[<p>Hello, your website is very informative and useful,<br />
I would like to share with you links, send all the questions<br />
on my e-mail.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Morfydd</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-108403</link>
		<dc:creator>Morfydd</dc:creator>
		<pubDate>Fri, 14 Sep 2007 17:24:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-108403</guid>
		<description>I don&#039;t have a home phone - I&#039;ve been cell-only for years now.  That gets me call waiting and Caller ID automatically.

I don&#039;t feel compelled to answer it all the time, but find it useful.  (It&#039;s also my PDA, and sometimes web browser, etc.)</description>
		<content:encoded><![CDATA[<p>I don&#8217;t have a home phone &#8211; I&#8217;ve been cell-only for years now.  That gets me call waiting and Caller ID automatically.</p>
<p>I don&#8217;t feel compelled to answer it all the time, but find it useful.  (It&#8217;s also my PDA, and sometimes web browser, etc.)</p>
]]></content:encoded>
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		<title>By: Cindy M</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-108020</link>
		<dc:creator>Cindy M</dc:creator>
		<pubDate>Thu, 13 Sep 2007 23:47:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-108020</guid>
		<description>Wow, you&#039;re the first person who feels the way I do about cell phones, the newspaper and cable TV.  I don&#039;t miss having any of them and am doing just fine.  More power to you.</description>
		<content:encoded><![CDATA[<p>Wow, you&#8217;re the first person who feels the way I do about cell phones, the newspaper and cable TV.  I don&#8217;t miss having any of them and am doing just fine.  More power to you.</p>
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		<title>By: Monica</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-107831</link>
		<dc:creator>Monica</dc:creator>
		<pubDate>Thu, 13 Sep 2007 15:48:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-107831</guid>
		<description>I already live without all of these, so I don&#039;t consider them necessities. (In fact we have NO cars.) Any other ideas?</description>
		<content:encoded><![CDATA[<p>I already live without all of these, so I don&#8217;t consider them necessities. (In fact we have NO cars.) Any other ideas?</p>
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		<title>By: Best Debt Articles from Carnival of Debt Reduction #104 at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-106503</link>
		<dc:creator>Best Debt Articles from Carnival of Debt Reduction #104 at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Wed, 12 Sep 2007 14:38:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-106503</guid>
		<description>[...] Advice tells us about some necessities we can live without. I agree with all of them, but that doesn&#8217;t mean I&#8217;m giving up my cellphone or second [...]</description>
		<content:encoded><![CDATA[<p>[...] Advice tells us about some necessities we can live without. I agree with all of them, but that doesn&#8217;t mean I&#8217;m giving up my cellphone or second [...]</p>
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		<title>By: Teresa</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-106380</link>
		<dc:creator>Teresa</dc:creator>
		<pubDate>Wed, 12 Sep 2007 13:16:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-106380</guid>
		<description>Get rid of Netflix, etc. and if you have taken the advice in the article and don&#039;t have cable/satellite TV, use your library for borrowing DVD too!</description>
		<content:encoded><![CDATA[<p>Get rid of Netflix, etc. and if you have taken the advice in the article and don&#8217;t have cable/satellite TV, use your library for borrowing DVD too!</p>
]]></content:encoded>
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		<title>By: The 104th Carnival of Debt Reduction - Digging Out Edition</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-103607</link>
		<dc:creator>The 104th Carnival of Debt Reduction - Digging Out Edition</dc:creator>
		<pubDate>Mon, 10 Sep 2007 13:04:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-103607</guid>
		<description>[...] Already&#8230;  I Had No Clue You Could Shift Credit Limits Around! by Tricia @ Blogging Away Debt  Necessities You Can Live Without by Meredith H. Kaiser @ Saving Advice Blog  Do You Pay Cash for Your Cars? by FMF @ Free Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Already&#8230;  I Had No Clue You Could Shift Credit Limits Around! by Tricia @ Blogging Away Debt  Necessities You Can Live Without by Meredith H. Kaiser @ Saving Advice Blog  Do You Pay Cash for Your Cars? by FMF @ Free Money [...]</p>
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		<title>By: Dan M</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-103152</link>
		<dc:creator>Dan M</dc:creator>
		<pubDate>Sun, 09 Sep 2007 17:37:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-103152</guid>
		<description>I agree with the idea on saving on books. I used to be an Amazon.com junkee until I learned to simple be patient and use the library. I also find books there I never would have thought of on my own.

My gym membership though is cheap for me YMMV, and other people that go to the gym 5-6 days a week. I do not have the space at home nor the money to buy all of that specialized equipment. Plus while I am there I am focused on working out.</description>
		<content:encoded><![CDATA[<p>I agree with the idea on saving on books. I used to be an Amazon.com junkee until I learned to simple be patient and use the library. I also find books there I never would have thought of on my own.</p>
<p>My gym membership though is cheap for me YMMV, and other people that go to the gym 5-6 days a week. I do not have the space at home nor the money to buy all of that specialized equipment. Plus while I am there I am focused on working out.</p>
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		<title>By: John Jay</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-103133</link>
		<dc:creator>John Jay</dc:creator>
		<pubDate>Sun, 09 Sep 2007 16:28:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-103133</guid>
		<description>A few helpful add-ons...

Books (from the bookstore).  You pay for the library&#039;s books through your taxes, so use them already!  Save book purchases for books that you&#039;ll constantly use and that will save you in other areas (eg, good cheap/healthy cookbook).

Restaurant food.  Make it at home for much less; eat out only occasionally.

Most extended warranties, service plans, etc.  If you have a bit of cash in the emergency fund, buying these is a waste unless you&#039;re really unsure of the product- and in that case you shouldn&#039;t be buying it in the first place!

Gym membership.  If you&#039;re not going to run or lift free weights when it&#039;s convenient at home, you&#039;re probably not going to go out of your way to do it at a gym.</description>
		<content:encoded><![CDATA[<p>A few helpful add-ons&#8230;</p>
<p>Books (from the bookstore).  You pay for the library&#8217;s books through your taxes, so use them already!  Save book purchases for books that you&#8217;ll constantly use and that will save you in other areas (eg, good cheap/healthy cookbook).</p>
<p>Restaurant food.  Make it at home for much less; eat out only occasionally.</p>
<p>Most extended warranties, service plans, etc.  If you have a bit of cash in the emergency fund, buying these is a waste unless you&#8217;re really unsure of the product- and in that case you shouldn&#8217;t be buying it in the first place!</p>
<p>Gym membership.  If you&#8217;re not going to run or lift free weights when it&#8217;s convenient at home, you&#8217;re probably not going to go out of your way to do it at a gym.</p>
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		<title>By: links for 2007-09-09 &#124; The Frugal Law Student</title>
		<link>http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html/comment-page-1#comment-102924</link>
		<dc:creator>links for 2007-09-09 &#124; The Frugal Law Student</dc:creator>
		<pubDate>Sun, 09 Sep 2007 06:26:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/09/08/101751_necessities-you-can-live-without.html#comment-102924</guid>
		<description>[...] Necessities You Can Live Without - SavingAdvice.com Blog It&#8217;s funny how some of the stuff that used to be luxury items have now become necessities. This list is a nice reminder that we can get rid of several things and still get along in life just fine. For example, my wife and I [...]</description>
		<content:encoded><![CDATA[<p>[...] Necessities You Can Live Without &#8211; SavingAdvice.com Blog It&#8217;s funny how some of the stuff that used to be luxury items have now become necessities. This list is a nice reminder that we can get rid of several things and still get along in life just fine. For example, my wife and I [...]</p>
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