Comments on: Rental Car Insurance: Making Use of Credit Card Benefits

By: Marty

Marty — Mon, 20 Jul 2009 18:04:11 +0000

Very useful info. Thank you.

I spent the last hour researching all companies (Amex, Visa, MC, Discover) and all exclude Israel (usually Australia and other countries in the same sentence).

By: pfadvice

pfadvice — Mon, 03 Nov 2008 14:24:31 +0000

You would need to contact the credit card company directly and see if they offer this – it’s not something you want to assume is ok unless you have it in writing in front of you.

By: Mark

Mark — Mon, 03 Nov 2008 14:08:43 +0000

I don’t own a car and have no car insurance. Is there a credit card that will cover personal injury, personal liability, personal property, medical payments to others, or damage to other vehicles, when I’m on a business trip? I own a small business.

By: Ben Havumaki

Ben Havumaki — Sat, 16 Aug 2008 04:06:24 +0000

Very comprehensive coverage of credit card coverage. Helped me on my way.

By: Brad

Brad — Wed, 06 Aug 2008 07:34:54 +0000

AMEX stinks. Their sites don’t address down time, if you don’t even own a car: does that mean the card becomes primary. I had the lady at Amex on the phone just scream “what’s your deductible?” 10 times. “I don’t have one” was my answer 10 times. They stink. $450 a year Platinum Card and I get nothing.

By: pfadvice

pfadvice — Thu, 10 Jul 2008 09:48:40 +0000

You need to call your credit card company and ask.

By: Jumaa Al Muahiri

Jumaa Al Muahiri — Thu, 10 Jul 2008 09:30:04 +0000

Hello all, I have read this article today and I believe the only American Express does the Insurance.

My Q. is this eligible to all credit cards (visa & master) and regardless of the issuers.

Because my credit cards I have issued from oversea. And I am going to use them in USA for car rental.

Please help me with good answer

Thanks

Jumaa Al Muhairi

By: Brad

Brad — Wed, 25 Jun 2008 05:34:08 +0000

I have an Amex Platinum Card. Their website is a joke because it doesn’t address real questions like: I know it is in excess of your own coverage, but, what if I don’t have collision coverage or better than that: I don’t own a car. Does Amex’s rental car program kick in primary? How about “loss of use” charges? How about towing? Amex refused to put in writing answers so I could stick it in rental car company faces. I found an old website of theirs I copied with the line about being covered: “in excess of your own coverage OR IF NOT COVERED”.

By: Joseph

Joseph — Mon, 28 Apr 2008 13:50:20 +0000

I recently was awarded a claim using MasterCard for a rental in the UK. My personal insurance does not apply outside the US, so MasterCard was primary. Everything is finished now two months after the accident. MC covered all the charges except tax on the repair and administrative fees.

My rental company in the UK was very cooperative, and the MC assistance folks were equally helpful.

By: Sam

Sam — Fri, 21 Mar 2008 15:00:47 +0000

Extremely helpful information. Our cars are older and we no longer carry collision/coprehensive coverage. I always feel uncertain about declining the rental company’s waiver and was hoping to learn the ins and outs of this type of “insurance.”

Your research is much appreciated.