For those that have them, pets and babies can have a huge impact on your personal finances. For those that are looking for ways to reduce the costs associated with either or both, there are two good articles over at Grocery Coupon Guide on how to contact manufacturer’s directly and get on their member lists to get discounts and samples on products that you use:

Pet Coupons & Manufacturer’s Offers

Baby Coupons & Manufacturer’s Offers

For those looking for a simple way to pay for your child’s college education, Financial Baby Steps has put together a Step By Step Plan To Finance College For Any Baby