Comments on: Should You Sign Your Credit Card?

By: steve

steve — Fri, 27 Jun 2008 23:32:35 +0000

I had a sale that turned out to be a stolen credit card and i had looked at the name and then when he signed on the pad and compared them and it was the same. the feeling sucks.

By: Brian

Brian — Mon, 17 Mar 2008 20:32:42 +0000

I never sign my credit cards. What’s the point? Nobody ever really checks it anyway. And when I sign the receipt, I *NEVER* sign my name. I’ve signed it as George Bush, Osama bin Laden, Cher, and a nice picture of a tree with a swing. If nobody is even looking at the receipt to see if I really sign my name as a tree or if I really am bin Laden, what’s the point in signing?

By: Caroline

Caroline — Mon, 11 Feb 2008 22:58:10 +0000

I used to never sign the back of my card and was never asked to show ID or refused a sale.

On the other hand, my boyfriend has “check ID” on his and is always asked for ID and is never refused. Even when we are together using both of our cards at the same time, they check his ID but never mine.

Now I have both my signature and “check ID”

By: brandon

brandon — Sun, 28 Oct 2007 03:25:16 +0000

You guys don’t make any sense. If someone steals my id that doesnt mean he looks like me. A signature is easy to replicate, looking like someone in a photo id is not easily to replicate.

By: iris

iris — Sun, 15 Jul 2007 03:19:07 +0000

i work for the post office and we are not allowed to accept cards without a signature but so many people argue with us, saying that if it is signed then someone who steals the card can steal their signature, so some people dont even bother asking anymore just to prevent an arguement with the customer. i always say, if they want to scam you, they will do it with or without a signature.

By: Earthen

Earthen — Sun, 24 Jun 2007 02:28:04 +0000

Does this work with the
Visa Check Cards?, I ask because I don’t trust credit cards.

In Grace,
-Earthen

By: Miller

Miller — Wed, 13 Jun 2007 13:40:48 +0000

So you actually expect the cashier to have some inherent ability to conduct handwriting analysis with enough proficiency to make an accurate distinction between a forgery and a sloppy signature?

A fake ID may be easy to obtain, but it still requires more work and effort on the part of the criminal, which may give the consumer enough time to realize the card is missing and cancel it before any fraudulent charges are even made.

That being said though, the entire credit card system is ill-equipped to handle fraud as we know it today. While we need to remain cautious of pick-pockets, purse-snatchers and accidentally leaving things places, these crimes are much more easily and profitably perpetrated online. It is the consumer’s responsibility to safeguard their information as much as possible, but the credit card companies need to get creative in how they address the growing problem of ID theft and fraud.

By: steve l

steve l — Mon, 02 Apr 2007 08:28:31 +0000

Forging a signature is MUCH more difficult than obtaining a fake ID. Writing “See ID” does little to nothing to protect you (especially since the merchant is NOT required to follow any instructions regarding “See ID”)

Only a handful of experts can fake a signature, and even those people have to practice the signature thousands of times before getting it halfway right. IDs are much easier. Did you know you can even buy fake IDs on the Internet?

By: jetgirl

jetgirl — Sat, 24 Mar 2007 03:43:01 +0000

If you don’t sign the back of your credit card and it is lost or stolen, then you will be liable for all charges incurred by the thief because you voided the terms of the credit card agreement by not signing the card. Visa and MC are all too happy to pass along the charges to you in this case. If you do sign the back of the card and it is lost or stolen, then you are only liable to a maximum of $50.

By: MJ

MJ — Sat, 16 Sep 2006 21:22:45 +0000

Maybe I am missing something, but I am not seeing the point of those who are saying that the person who has stolen your card probably also has your ID (such as driver’s license). What are the odds that the person who stole my wallet looks exactly like me?! Of course, I expect the cashier to refuse the transaction (not tackle the guy) if the person presenting the card and ID is not the rightful owner.

I do like the idea of signing but also writing “Check ID” next to it. I will start doing that!