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	<title>Comments on: Cyber Begging</title>
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	<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: DollarPoor</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-650935</link>
		<dc:creator>DollarPoor</dc:creator>
		<pubDate>Tue, 10 Nov 2009 15:30:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-650935</guid>
		<description>With times being really bad these type of sites are popping up daily.  That does lead to the problem of . assuring that the site you are possibly going to donate to is legit. If you&#039;re not sure, see if there is a way to contact the one asking for further info on their plight. 

Now, as far as the name, Cyber Begging is concerned.  I much prefer it be called: &quot;Internet Community Financial Assistance.&quot;
Has a much better ring to it and doesn&#039;t degrade those of us that are in truly in need of asking the Cyber Community.</description>
		<content:encoded><![CDATA[<p>With times being really bad these type of sites are popping up daily.  That does lead to the problem of . assuring that the site you are possibly going to donate to is legit. If you&#8217;re not sure, see if there is a way to contact the one asking for further info on their plight. </p>
<p>Now, as far as the name, Cyber Begging is concerned.  I much prefer it be called: &#8220;Internet Community Financial Assistance.&#8221;<br />
Has a much better ring to it and doesn&#8217;t degrade those of us that are in truly in need of asking the Cyber Community.</p>
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		<title>By: GR</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-643397</link>
		<dc:creator>GR</dc:creator>
		<pubDate>Sun, 11 Oct 2009 07:13:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-643397</guid>
		<description>I think there is no harm to ask for money online when you are in need. But I don&#039;t think paying for a page on some site catering to that is a good idea because they probably are the ones making money not you. Instead why not create your own site that also has useful tips that could be helpful to others (as well as yourself) which addresses money/debt issues. This way if someone helps you, they feel they are getting something in return.</description>
		<content:encoded><![CDATA[<p>I think there is no harm to ask for money online when you are in need. But I don&#8217;t think paying for a page on some site catering to that is a good idea because they probably are the ones making money not you. Instead why not create your own site that also has useful tips that could be helpful to others (as well as yourself) which addresses money/debt issues. This way if someone helps you, they feel they are getting something in return.</p>
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		<title>By: dom</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-589214</link>
		<dc:creator>dom</dc:creator>
		<pubDate>Sat, 16 May 2009 05:19:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-589214</guid>
		<description>i am trying to graduate college and i am a year away, ive done my other clases not once having a textbook, please understand i am putting my best foot forward and trying very hard, i know i need to take care of my family and having an education and helping to give them one is the only way i can do that please my two older brother and one younger brother are in iraq sending my mom money to pay all the bills and bye food for us she is a single mom and unemployed , please if somone can understand my pain and my drive i have come so close my school has told me if i dont pay 20000 ASAP they will not put my grades on my transcript and will void them, i cant afford for this to happen if it does i know i will never be able to start over please if anyone out there can understand what i am going through anything will help. thank you for your timet here.</description>
		<content:encoded><![CDATA[<p>i am trying to graduate college and i am a year away, ive done my other clases not once having a textbook, please understand i am putting my best foot forward and trying very hard, i know i need to take care of my family and having an education and helping to give them one is the only way i can do that please my two older brother and one younger brother are in iraq sending my mom money to pay all the bills and bye food for us she is a single mom and unemployed , please if somone can understand my pain and my drive i have come so close my school has told me if i dont pay 20000 ASAP they will not put my grades on my transcript and will void them, i cant afford for this to happen if it does i know i will never be able to start over please if anyone out there can understand what i am going through anything will help. thank you for your timet here.</p>
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		<title>By: amanda</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-557652</link>
		<dc:creator>amanda</dc:creator>
		<pubDate>Sat, 21 Mar 2009 15:10:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-557652</guid>
		<description>hi! i read your blog because i posted an ad on a cyber begging site and was researching, worried i might get scammed.  i think it sucks when people ruin stuff for others,i think now a days anyone will take advantage of anyone else no matter what the situation is.  who would scam for donations, i dont understand that.  personally i am a mom of 3 actually in need of help to make a long story short i cant find a job to save my life and my husband doesnt make much, and my abusive junkie for an ex husband wont pay his child support.. scammers suck, but heres my take on it. if i walk out of the grocerie store with a couple dollar bills in change and see someone holding a cardboard sign i usually give them my change.. and ya know what for all i know they go home to a mansion and have half a million in the bank but the way i see it i did my part, if they go spend that money on beer or drugs or they didnt even really need it it doesnt really matter to me because i know in my heart that i made an effort to help someone in need the rest is between the other person and God if you ask me.  i just wish people wouldnt scam for donations like that because i think if there were fewer scammers more people in real need would get back on their feet alot faster.. so scammers need to move over and let people with kind hearts actually help those who actually need help!

thanks for listening!
amanda</description>
		<content:encoded><![CDATA[<p>hi! i read your blog because i posted an ad on a cyber begging site and was researching, worried i might get scammed.  i think it sucks when people ruin stuff for others,i think now a days anyone will take advantage of anyone else no matter what the situation is.  who would scam for donations, i dont understand that.  personally i am a mom of 3 actually in need of help to make a long story short i cant find a job to save my life and my husband doesnt make much, and my abusive junkie for an ex husband wont pay his child support.. scammers suck, but heres my take on it. if i walk out of the grocerie store with a couple dollar bills in change and see someone holding a cardboard sign i usually give them my change.. and ya know what for all i know they go home to a mansion and have half a million in the bank but the way i see it i did my part, if they go spend that money on beer or drugs or they didnt even really need it it doesnt really matter to me because i know in my heart that i made an effort to help someone in need the rest is between the other person and God if you ask me.  i just wish people wouldnt scam for donations like that because i think if there were fewer scammers more people in real need would get back on their feet alot faster.. so scammers need to move over and let people with kind hearts actually help those who actually need help!</p>
<p>thanks for listening!<br />
amanda</p>
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		<title>By: TexasGirl</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-490663</link>
		<dc:creator>TexasGirl</dc:creator>
		<pubDate>Wed, 10 Dec 2008 18:01:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-490663</guid>
		<description>I know there are those out there who just want an easy pay out. But maybe some of you don&#039;t realize those of us out there, that when we say we have no money, we really have no money. It&#039;s not going towards any types of luxuries. I pay on an apartment, car, electricity, water, phone, gas and food. I haven&#039;t shopped for clothes in about a year. So sorry if I&#039;m trying to get back into school to make something of myself but can&#039;t because either we have parents that make too much money, who by the way don&#039;t want to help, so we can&#039;t get school grants or loans, or we can&#039;t afford to only work part time. I live off of $900 a month. And my luxury is actually being able to pay on my credit card, even if it&#039;s only $10.00. Don&#039;t put down an entire website, you never know. Those website also provide you with ways to get to know the people, most just don&#039;t want to take the time. Enjoy your nice nights out, enjoy the $9.00 you just spent to watch a movie when that could pay for three days of food in my world. With all my obligations to working everyday, I get one Sunday off a month by the way, and paying my bills, I still find time to help my sister and her dance team. Some people have real problems and some people get so low they do what they can! Maybe you should try our side sometime, but I would never want to put my life and the way I have to struggle on somebody else. Yeah, a budget would be great, if I had something to budget with. I get paid once a month and before the month is even up, my paycheck is gone. Usually without being able to go grocery shopping. So maybe somebody should consider being gracious when they realize there are people out there who do only have $4.00 in their bank account left over.</description>
		<content:encoded><![CDATA[<p>I know there are those out there who just want an easy pay out. But maybe some of you don&#8217;t realize those of us out there, that when we say we have no money, we really have no money. It&#8217;s not going towards any types of luxuries. I pay on an apartment, car, electricity, water, phone, gas and food. I haven&#8217;t shopped for clothes in about a year. So sorry if I&#8217;m trying to get back into school to make something of myself but can&#8217;t because either we have parents that make too much money, who by the way don&#8217;t want to help, so we can&#8217;t get school grants or loans, or we can&#8217;t afford to only work part time. I live off of $900 a month. And my luxury is actually being able to pay on my credit card, even if it&#8217;s only $10.00. Don&#8217;t put down an entire website, you never know. Those website also provide you with ways to get to know the people, most just don&#8217;t want to take the time. Enjoy your nice nights out, enjoy the $9.00 you just spent to watch a movie when that could pay for three days of food in my world. With all my obligations to working everyday, I get one Sunday off a month by the way, and paying my bills, I still find time to help my sister and her dance team. Some people have real problems and some people get so low they do what they can! Maybe you should try our side sometime, but I would never want to put my life and the way I have to struggle on somebody else. Yeah, a budget would be great, if I had something to budget with. I get paid once a month and before the month is even up, my paycheck is gone. Usually without being able to go grocery shopping. So maybe somebody should consider being gracious when they realize there are people out there who do only have $4.00 in their bank account left over.</p>
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		<title>By: N</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-325611</link>
		<dc:creator>N</dc:creator>
		<pubDate>Mon, 02 Jun 2008 07:05:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-325611</guid>
		<description>I noticed that there are two cyber begging sites ask for a set up fee and then a monthly maintenance fee. If many look hard enough they&#039;ll find free sites to legitimately ask for help. It&#039;s a shame that half the posts on cyberbegging sites ask for assanine things like helping a sick pet when keeping a roof over your head, clothes on your back, and food in your mouth comes before a pet. Pets are a luxury not a necessity. I would rather ask for help with school expenses and bills than a pet because you can always own a pet, but it&#039;s either you starve and end up on the street.

I lost a really good job 4 years ago after they suddenly didnt need me anymore and I had this job for 8 years. Here I am with debt up to my ears from college and working as a certified nursing assistant which doesnt pay me much and I was working in home health for nearly a month until I wasnt needed anymore.

What a lot of people don&#039;t know is that even with a college degree the job market is extremely tight. So many are forced to take jobs that don&#039;t pay them much and some people are seriously struggling like myself. At least I ask for money honestly instead of posting ridiculous things like helping a sick goat.</description>
		<content:encoded><![CDATA[<p>I noticed that there are two cyber begging sites ask for a set up fee and then a monthly maintenance fee. If many look hard enough they&#8217;ll find free sites to legitimately ask for help. It&#8217;s a shame that half the posts on cyberbegging sites ask for assanine things like helping a sick pet when keeping a roof over your head, clothes on your back, and food in your mouth comes before a pet. Pets are a luxury not a necessity. I would rather ask for help with school expenses and bills than a pet because you can always own a pet, but it&#8217;s either you starve and end up on the street.</p>
<p>I lost a really good job 4 years ago after they suddenly didnt need me anymore and I had this job for 8 years. Here I am with debt up to my ears from college and working as a certified nursing assistant which doesnt pay me much and I was working in home health for nearly a month until I wasnt needed anymore.</p>
<p>What a lot of people don&#8217;t know is that even with a college degree the job market is extremely tight. So many are forced to take jobs that don&#8217;t pay them much and some people are seriously struggling like myself. At least I ask for money honestly instead of posting ridiculous things like helping a sick goat.</p>
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		<title>By: Eric</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-308760</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Thu, 15 May 2008 15:21:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-308760</guid>
		<description>Ugh.  We recently (as in 4 days ago) put up a site asking for donations.  We made a simple (and stupid) mistake on our tax return 4 years ago and because of this now owe the IRS $44,000 (which grows daily thanks to compounded interest and penalties).  We freely admit our mistake, state that we are decent hardworking people who simply screwed up.  I had no idea that there was a whole world of &quot;cyber-begging&quot; out there and hate the idea that we&#039;re getting lumped in with people looking to get cosmetic surgery.  Our situation differs in that we have good jobs with decent incomes but we can&#039;t come up with the lump sum the IRS expects us to pay.  Where could we market our problem and would people even be willing to help?  Your comments and ideas would be GREATLY appreciated!</description>
		<content:encoded><![CDATA[<p>Ugh.  We recently (as in 4 days ago) put up a site asking for donations.  We made a simple (and stupid) mistake on our tax return 4 years ago and because of this now owe the IRS $44,000 (which grows daily thanks to compounded interest and penalties).  We freely admit our mistake, state that we are decent hardworking people who simply screwed up.  I had no idea that there was a whole world of &#8220;cyber-begging&#8221; out there and hate the idea that we&#8217;re getting lumped in with people looking to get cosmetic surgery.  Our situation differs in that we have good jobs with decent incomes but we can&#8217;t come up with the lump sum the IRS expects us to pay.  Where could we market our problem and would people even be willing to help?  Your comments and ideas would be GREATLY appreciated!</p>
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		<title>By: Nyambura</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-266108</link>
		<dc:creator>Nyambura</dc:creator>
		<pubDate>Fri, 14 Mar 2008 13:45:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-266108</guid>
		<description>There are times that a person is really genuine. I am one such person seriously interested in putting up personal development programs in Kenya, Nairobi and all I need is 1000$. To trash that dream hurts. Can anyone help?
 All the details are on my website.
Naymbura</description>
		<content:encoded><![CDATA[<p>There are times that a person is really genuine. I am one such person seriously interested in putting up personal development programs in Kenya, Nairobi and all I need is 1000$. To trash that dream hurts. Can anyone help?<br />
 All the details are on my website.<br />
Naymbura</p>
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		<title>By: Cathy</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-238458</link>
		<dc:creator>Cathy</dc:creator>
		<pubDate>Thu, 07 Feb 2008 15:29:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-238458</guid>
		<description>I have read these comments and I have to agree that there are legitimate folks out there that are actually in need of a little bit of help.  I have read some sincere posts, I would never give a dime to someone who only wants to enhance her looks, however I might consider giving to someone who has fallen on hard times and may acutlaly be at the end of his or limits.  Budgets are great but with the rising costs of everything from energy to gasoline to the food you put on your table there may be that suffering lower middle class who are not accustomed to asking for anything. I am lucky I have a job,and have worked since my early teens. I have a debt that Ihave created and will pay. But there are those souls whose husband may have left or they have fallen on temporary hard times. Things happen in this world and we have to be aware of it.</description>
		<content:encoded><![CDATA[<p>I have read these comments and I have to agree that there are legitimate folks out there that are actually in need of a little bit of help.  I have read some sincere posts, I would never give a dime to someone who only wants to enhance her looks, however I might consider giving to someone who has fallen on hard times and may acutlaly be at the end of his or limits.  Budgets are great but with the rising costs of everything from energy to gasoline to the food you put on your table there may be that suffering lower middle class who are not accustomed to asking for anything. I am lucky I have a job,and have worked since my early teens. I have a debt that Ihave created and will pay. But there are those souls whose husband may have left or they have fallen on temporary hard times. Things happen in this world and we have to be aware of it.</p>
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		<title>By: ben</title>
		<link>http://www.savingadvice.com/blog/2006/06/07/10673_cyber-begging.html/comment-page-1#comment-155243</link>
		<dc:creator>ben</dc:creator>
		<pubDate>Mon, 19 Nov 2007 02:46:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=673#comment-155243</guid>
		<description>&quot;When they donate their money they agree that it would be better to help â€œpeopleâ€? out rather than uncle sam. Yes, charity is a tax right off.&quot;

This is completely false. Any money you give to people cyberbegging is &lt;b&gt;not&lt;/b&gt; tax deductible. For it to be tax deductible, it must be given to a registered charity and then it is only deductible if you itemize your tax return.</description>
		<content:encoded><![CDATA[<p>&#8220;When they donate their money they agree that it would be better to help â€œpeopleâ€? out rather than uncle sam. Yes, charity is a tax right off.&#8221;</p>
<p>This is completely false. Any money you give to people cyberbegging is <b>not</b> tax deductible. For it to be tax deductible, it must be given to a registered charity and then it is only deductible if you itemize your tax return.</p>
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