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Random Thoughts - Good Is No Longer Good Enough


It’s the end of the month and I’m looking over my goals. I’ll have a list of how I’ve done against them after today is over and I can get this month’s numbers. I was also thinking about a fundamental switch that I’ve made with this journal during this month. I’m not sure if anyone […]

Negative Savings Rate For 2005


If you came out of 2005 with more savings (or less debt) than you began with at the beginning of the year, give yourself a huge pat on the back. You were one of the few. The Commerce Department reported today that consumer rose more than double the rise in incomes which left the 2005 […]

Pay With Your Finger


You have no will power and you know it. You have therefore cut up your credit cards keeping a single one frozen in a block of ice in the refrigerator just in case of an emergency. You finally gotten the monkey off your back that comes with easy access to money you don’t have that […]

Financial Challenge - Day 8


Now that we have set up a plan on where to place the money that we’re going to save, it’s time to begin saving some money. The important thing to remember is that any savings that you reap from the ideas presented needs to go toward your investing plan. If you end up spending it […]

This Week At The Carnivals


We’re out to a
quick start this
week on carnivals
with three already
up. I’ll continue
to update as I see
new carnivals
come up:
Fat Pitch Financials
has put together a
rather large 33rd
edition of the Carnival of Personal Finance - lots of reading here if you have the time.
Phosita has put together a huge Carnival of the Capitalists (I lost count after 50) […]

Credit Card Debt vs Emergency Fund


When I wrote Financial Challenge #7, I received a number of emails (and one comment) from people who said the “peace of mind” that the money in a savings account gives them is important. While it’s important to do what is best for you, it is also important to realize that this “peace of mind” […]

Talking Gift Cards


Coming soon to a store near you - talking gift cards. Arthur Blank & Co. will be introducing the Talking Gift Card, which will allow you to not only give a gift card, but also allow your to record a short personalized message to go along with the card. The Talking Gift Card contains […]

Funny Money Friday - Week 6


The weekend is hear and that means it’s time to take a look at the past week’s Funny Money in the news:
The Lucky
Couple Finds $295,000 Worth Of Whale Vomit - whale vomit?!?
Lost Handbag With $110,000 In Jewellery Returned - How do you forget $100,000?
The Stupid
Bank Robber Leaves Name & Address - Note to would be […]

Identity Theft Scam - I Would Have Fallen For It


I came across this little piece about an ID Theft scam that goes to show that you really can’t trust anyone these days:
For Aisha Shahid and dozens of others who went to an advertised job fair in Chattanooga and got offers of nightclub work in Atlanta, Memphis and Miami, the “dream jobs” turned out to […]

Financial Challenge - Day 7


This challenge will mark the end of our “simple investing” plan. Just to reiterate, the reason we’re going for the “simple investing” plan is that saving money is the best investment that you can make when you’re just starting off. Once you reach $100,000 you can begin to spend more time researching different investing options, […]


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