“Money was invented so we could know exactly how much we owe.” - Cullen Hightower

For those of you looking for a little reading beyond persona finances with the holidays now here may be interested in the Carnival of Christmas - while I do have an entry about money, most are far off the subject (as would be expected of a carnival of christmas;) . Enjoy!

In today’s investing environment, should we expect yearly double digit returns? I ask this because so many people use the 10% historical average that the S&P 500 has returned over its history when doing calculations on compound interest. While there are certainly individual stocks that will produce double digit returns in 2006, for the average […]

Money magazine is looking for people living in New York to help and interview on the following subjects:
Would your family like to purchase a big-ticket item this year — a big screen TV, a new car? Have you not gotten around to choosing a guardian for your kids? Do you need help getting out of […]

I know, Christmas hasn’t even arrived, but if you want to make next Christmas a lot less hectic, it’s worthwhile to take a few minutes and go through the areas that caused problems or extra spending this Christmas while they are fresh in your mind. Since retail stores usually have limited storage space, they want […]

“He is richest who is content with the least.” - Socrates

We have had a problem with our Internet connection for the last 6 months. Most of the time it works, but there would be periods where it would go out for hours, even days, and we couldn’t gain access. It was frustrating to no end, especially since my job is essentially being on the Internet. […]

I’m preparing the $20 challenge for 2006. Last year Nate challenged me to try and make $5,000 in 6 months in my spare time beginning with only $20 and that was how the challenge was born. While I only made it to $1,300 and (then stopped when we decided to try and make this my […]

I submitted to a number of carnivals this past week, something that I haven’t done for a couple of weeks becasue I’d been working on some other goals. The carnivals always give a nice variety of reading on the subject and well worth the look if you have some extra time:
The Carnival of Education is […]

With the holiday season also comes a lot of opportunities to get 0% financing on a variety of high ticket items. While these can be great ways to save money if you were planning to purchase the item anyway, they come with pitfalls for many others. It’s important to remember it isn’t a deal no […]