One of my clients (where a friend of mine also works in IT) recently upgraded their office phone system. The phone system they had was perfectly functional but, like so many people and businesses, they wanted something with more bells and whistles (and something that several of their competitors had). After taking bids, forking over [...]
You probably don’t think that the hours you’re sleeping can possibly cost you that much. After all, everyone’s in bed, everything is off, and no one is out shopping. But the truth is, the overnight hours can be costing you hundreds of dollars per year and you might not even realize it. The biggest culprit [...]
You may not think of your morning shower as a great opportunity to save money, but there are a lot of little things you can do to reduce your cost of keeping clean and neat. Even if you’re still half asleep, that doesn’t mean that you want money needlessly running down the drain. Here are [...]
Over the years, I have called the cable company to reduce the amount of money my mom pays for her cable TV on a fairly regular basis. I just did it again this week and saved her $170 over a 6 month period. No matter how many times I tell my mom that she needs [...]
I am probably one of the last people in the US that doesn’t have a cell phone. I don’t have a cell phone to protest in any way. I actually think there are a lot of interesting aspects to them. I have friends that keep telling me that I really need to get one so [...]
I am sure that everyone who has ever tried to reduce their budget, whether it be to accommodate for a reduced income, or to help with debt reduction, has been told or read about cutting their utility bills. You may or may not have actually been able to shave money from your bills, but hopefully [...]
Many people don’t realize that going on vacation can be a money saving exercise. If you’re careful, you can save enough money to offset some of the cost of your vacation. How does this work? While you’re not at home, your house is still spending money unless you make it stop. Here are some tips [...]
Your water heater is one of the biggest contributors to your electric bill. It’s usually on all the time, heating water even when no one is home. I learned just how much it contributes to the power bill one summer when I went on a long vacation. I had turned it off at the fuse [...]
In the last week I’ve gotten pretty peeved at the controls that my state and local governments have put in place to keep me from saving money. The first came when I called my homeowner’s insurance company to increase my deductible. I have enough in savings now to cover all but the largest problems, so [...]
When thoughts turn to getting more cash every month, many people assume that they’ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big ticket item, a second job may be the only way to get to the necessary [...]
