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	<title>SavingAdvice.com Blog &#187; Relationships</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>10 Ways Being Considerate Can Save Money</title>
		<link>http://www.savingadvice.com/articles/2012/05/17/1010603_ten-ways-being-considerate-can-save-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/17/1010603_ten-ways-being-considerate-can-save-money.html#comments</comments>
		<pubDate>Thu, 17 May 2012 15:15:13 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[be nice]]></category>
		<category><![CDATA[consideration]]></category>
		<category><![CDATA[good attitude]]></category>
		<category><![CDATA[help others]]></category>
		<category><![CDATA[helpful]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10603</guid>
		<description><![CDATA[It should go without saying that you should treat everyone you interact with during the day with respect and consideration even if there weren&#8217;t any benefit to doing so. It&#8217;s simply the nice (and right) thing to do. The fact is, however, that being considerate to others can often result in you saving money. Here [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/05/17/1010603_ten-ways-being-considerate-can-save-money.html/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>10 Money Lessons From Benjamin Franklin</title>
		<link>http://www.savingadvice.com/articles/2012/05/10/1010182_10-money-lessons-from-ben-franklin.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/10/1010182_10-money-lessons-from-ben-franklin.html#comments</comments>
		<pubDate>Thu, 10 May 2012 17:01:13 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Ben Franklin]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[Benjamin Franklin quotes]]></category>
		<category><![CDATA[debt quotes]]></category>
		<category><![CDATA[famous quotes]]></category>
		<category><![CDATA[financial quotes]]></category>
		<category><![CDATA[money advice]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[money quotes]]></category>
		<category><![CDATA[money wisdom]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10182</guid>
		<description><![CDATA[Long before the financial gurus with their TV shows and persona finance books to sell were around, Benjamin Franklin was giving down-to-earth, sound money advice to anyone who would listen. The advice was so sound that it&#8217;s still relevant and applicable to this day. Here are ten money lessons from Ben Franklin that you would [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/05/10/1010182_10-money-lessons-from-ben-franklin.html/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Ten Ways We Psychologically Hurt Our Relationship With Money</title>
		<link>http://www.savingadvice.com/articles/2012/05/03/1010493_ten-ways-we-psychologically-hurt-our-relationship-with-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/03/1010493_ten-ways-we-psychologically-hurt-our-relationship-with-money.html#comments</comments>
		<pubDate>Thu, 03 May 2012 16:00:27 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[accumulated debt]]></category>
		<category><![CDATA[bad news]]></category>
		<category><![CDATA[denial]]></category>
		<category><![CDATA[Dr Charles Richards]]></category>
		<category><![CDATA[fear of risk]]></category>
		<category><![CDATA[financial well-being]]></category>
		<category><![CDATA[giving to others]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money buy happiness]]></category>
		<category><![CDATA[money relationships]]></category>
		<category><![CDATA[money self-esteem]]></category>
		<category><![CDATA[negative thinking]]></category>
		<category><![CDATA[news media]]></category>
		<category><![CDATA[pessimists]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10493</guid>
		<description><![CDATA[By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you&#8217;re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I&#8217;ve seen this pattern play out in clients and others many times. If this has become [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>10 Ways To Save Money On Childcare</title>
		<link>http://www.savingadvice.com/articles/2012/04/24/1010189_10-ways-to-save-money-on-childcare.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/24/1010189_10-ways-to-save-money-on-childcare.html#comments</comments>
		<pubDate>Tue, 24 Apr 2012 17:29:42 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[babysitting co-op]]></category>
		<category><![CDATA[cheap child care]]></category>
		<category><![CDATA[child care club]]></category>
		<category><![CDATA[childcare]]></category>
		<category><![CDATA[childcare co-op]]></category>
		<category><![CDATA[daycare]]></category>
		<category><![CDATA[inexpensive child care]]></category>
		<category><![CDATA[relatives child care]]></category>
		<category><![CDATA[save on child care]]></category>
		<category><![CDATA[workplace daycare]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10189</guid>
		<description><![CDATA[Whether you&#8217;re a single parent or one of two that work to make ends meet, child care can take a big bite out of your paycheck. Study results vary widely, but in the US, it&#8217;s not unusual for wage earners to spend 10% to 25% of their income on childcare. Many working moms reported spending [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/04/24/1010189_10-ways-to-save-money-on-childcare.html/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When An Over-Spender Ruins Someone You Love</title>
		<link>http://www.savingadvice.com/articles/2012/04/23/1010301_when-an-over-spender-ruins-someone-you-love.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/23/1010301_when-an-over-spender-ruins-someone-you-love.html#comments</comments>
		<pubDate>Mon, 23 Apr 2012 14:54:52 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bad habits]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[lending money]]></category>
		<category><![CDATA[money and love]]></category>
		<category><![CDATA[money relationship]]></category>
		<category><![CDATA[over spending]]></category>
		<category><![CDATA[over-spender]]></category>
		<category><![CDATA[poor money habits]]></category>
		<category><![CDATA[spending too much]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10301</guid>
		<description><![CDATA[In the interest of protecting the innocent (and the guilty) in this piece, I&#8217;m calling the couple in this story Jake and Joan. They are people I know in real life, but I&#8217;m not going to say whether they&#8217;re friends, family, or acquaintances. All I&#8217;ll say is that I was closer to Jake than Joan [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/04/23/1010301_when-an-over-spender-ruins-someone-you-love.html/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Saving Money On Children&#8217;s Birthday Parties</title>
		<link>http://www.savingadvice.com/articles/2012/04/17/1010147_saving-money-on-childrens-birthday-parties.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/17/1010147_saving-money-on-childrens-birthday-parties.html#comments</comments>
		<pubDate>Tue, 17 Apr 2012 17:02:48 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[birthday parties]]></category>
		<category><![CDATA[frugal birthday cake]]></category>
		<category><![CDATA[frugal celebration]]></category>
		<category><![CDATA[frugal party]]></category>
		<category><![CDATA[inexpensive birthday]]></category>
		<category><![CDATA[kid's birthday]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10147</guid>
		<description><![CDATA[Nothing is quite as exciting to a child as a birthday party. We may lose the desire to celebrate as we get older, but to a child, a birthday is a magical thing. As parents, we want to make those occasions special and sometimes that wish can lead to a big dent in our finances. [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/04/17/1010147_saving-money-on-childrens-birthday-parties.html/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Talking About Money? Please Don&#8217;t.</title>
		<link>http://www.savingadvice.com/articles/2012/03/16/109883_talking-about-money-please-dont.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/16/109883_talking-about-money-please-dont.html#comments</comments>
		<pubDate>Fri, 16 Mar 2012 18:35:15 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[how much to you make?]]></category>
		<category><![CDATA[money earned]]></category>
		<category><![CDATA[money politics]]></category>
		<category><![CDATA[religion]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[talk about money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9883</guid>
		<description><![CDATA[Growing up, I was always told not to talk about religion, politics, or money. These three topics of conversation inevitably lead to hurt feelings, jealousy and/or a defensive stance that&#8217;s nearly impossible to overcome. My parents always told me that if I had to discuss these things, to stick to generalities. That way, no one [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/03/16/109883_talking-about-money-please-dont.html/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Beware of the Company You Keep</title>
		<link>http://www.savingadvice.com/articles/2012/03/06/109751_beware-of-the-company-you-keep.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/06/109751_beware-of-the-company-you-keep.html#comments</comments>
		<pubDate>Tue, 06 Mar 2012 16:50:28 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[associations]]></category>
		<category><![CDATA[company you keep]]></category>
		<category><![CDATA[friends you keep]]></category>
		<category><![CDATA[frugal friends]]></category>
		<category><![CDATA[healthy friendship]]></category>
		<category><![CDATA[money attitudes]]></category>
		<category><![CDATA[money values]]></category>
		<category><![CDATA[social circles]]></category>
		<category><![CDATA[spendthrift friends]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9751</guid>
		<description><![CDATA[You may have seen the recent studies that indicate that people who are friends with overweight people tend to be overweight themselves. This is often because you do what your friends do. If your friends eat a lot of fast food and do nothing but sedentary activities, chances are that is what you will do, [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/03/06/109751_beware-of-the-company-you-keep.html/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>You Only Live Once, So Don&#8217;t Blow It</title>
		<link>http://www.savingadvice.com/articles/2012/02/29/109647_you-only-live-once-so-dont-blow-it.html</link>
		<comments>http://www.savingadvice.com/articles/2012/02/29/109647_you-only-live-once-so-dont-blow-it.html#comments</comments>
		<pubDate>Wed, 29 Feb 2012 17:28:36 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[I could die tomorrow]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[overspending]]></category>
		<category><![CDATA[you only live once]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9647</guid>
		<description><![CDATA[A woman that I know casually from church recently lost her husband. He died after a long illness at the young age of forty-two. Any way you look at it, it&#8217;s a tragedy. However, there is one bright spot. The husband had a large life insurance policy in place and, since the couple was frugal [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/02/29/109647_you-only-live-once-so-dont-blow-it.html/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>20 Ways NOT To Teach Your Kids About Money</title>
		<link>http://www.savingadvice.com/articles/2012/02/20/109463_20-ways-not-to-teach-your-kids-about-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/02/20/109463_20-ways-not-to-teach-your-kids-about-money.html#comments</comments>
		<pubDate>Mon, 20 Feb 2012 13:44:27 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[instant gratification]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[parent child relationship]]></category>
		<category><![CDATA[teaching money to kids]]></category>
		<category><![CDATA[what not to teach]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9463</guid>
		<description><![CDATA[There&#8217;s a lot of talk about how parents can prepare their kids for financial independence, but it&#8217;s just as important to point out ways that parents can unknowingly hurt their children&#8217;s financial success. If you haven&#8217;t started teaching your kids about how to be financially responsible, now is the time to begin. It&#8217;s never too [...]]]></description>
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		<slash:comments>11</slash:comments>
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