By David John Marotta and Beth Anderson Nedelisky Many seniors look forward to saving on medical insurance costs by enrolling in Medicare at age sixty-five. However, navigating the Medicare system is not for the faint of heart. Medicare is an alphabet soup of plan choices. Currently Medicare is organized as parts A through D. Medicare [...]
By David John Marotta For those working in the arts, financial planning is artistic freedom. You can be an artist and also eat well if you don’t avoid the subject of financial planning all together. After you have your cash flow and career planning in place, you also need to address your insurance and legal [...]
I have noticed something really strange when it comes to dentists. I generally find that I am unwilling to pay $30,000 for a car when I can find a perfectly good one for much and I am not as concerned with brand names as I am about just being clothed and warm. However, lately my [...]
Eyeglasses and/or contacts are a necessity for most of us — a necessity that can be quite expensive. It doesn’t have to be that way. With a bit of research and time, there are plenty of ways to cut the costs associated with eye care. Here are some tips for keeping your vision care costs [...]
Sometimes a situation arises when you must make a decision on whether to use money that you had earmarked for a specific event for something other than its intended purpose. These financial decisions can be some of the hardest to make and is one that I recently received from a reader who wanted to get [...]
While there are things you should avoid carrying in your wallet or purse to minimize your financial security risk in the event of theft, here are a few things you’ll want to make sure to leave in. Carrying these items with you will make your life easier, both financially and emotionally, in an emergency or [...]
When it comes to trying to reduce the amount you spend on prescription medication, most people focus exclusively on where to get their prescription for the best price. While this is a good step to take, it ignores a handful of other opportunities at reducing the cost of prescription drugs. From my latest article in [...]
One of the problems that we have had to solve at our house is the quality of the air during the winter months when the windows are rarely opened. My wife suffers terribly from poor air quality (not to mention the cost of trying to treat the conditions which result from it) so we needed [...]
If you are looking for areas where workers will be in high demand in the coming years, look to the computer and health industries. The Department of Labor estimates that jobs in these occupations will make up the bulk of the 20 fastest growing jobs for the period 2004-2014. More than 50% of these jobs [...]
Most people don’t like to think about death and for that reason many more people don’t take the necessary legal steps that they should to ensure their wishes are carried out when they die. Furthermore, not taking the proper legal steps will mean that you pass along a lot more headaches to the ones that [...]
