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	<title>SavingAdvice.com Blog &#187; Insurance</title>
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	<link>http://www.savingadvice.com/articles</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>10 Calls To Make To Save Money</title>
		<link>http://www.savingadvice.com/articles/2012/05/24/1010601_10-calls-to-make-to-save-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/24/1010601_10-calls-to-make-to-save-money.html#comments</comments>
		<pubDate>Thu, 24 May 2012 15:35:44 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[X Files]]></category>
		<category><![CDATA[cable bill]]></category>
		<category><![CDATA[call to save]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[haggle]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[lower bills]]></category>
		<category><![CDATA[negotiate]]></category>
		<category><![CDATA[painless saving]]></category>
		<category><![CDATA[phone calls]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10601</guid>
		<description><![CDATA[Many people often pay their bills while grumbling about how much they have to pay. It&#8217;s true that many services are very overpriced, but what most people don&#8217;t realize is that some of these services can easily be lowered. Sometimes all you have to do is make a phone call to the customer service department [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>16 Things You Don&#8217;t Want To Skimp On</title>
		<link>http://www.savingadvice.com/articles/2012/05/09/1010464_16-things-you-dont-want-to-skimp.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/09/1010464_16-things-you-dont-want-to-skimp.html#comments</comments>
		<pubDate>Wed, 09 May 2012 16:30:06 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[baby proofing]]></category>
		<category><![CDATA[best quality]]></category>
		<category><![CDATA[car care]]></category>
		<category><![CDATA[cheapest option]]></category>
		<category><![CDATA[eye glasses]]></category>
		<category><![CDATA[fire extinguisher]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[healthy food]]></category>
		<category><![CDATA[home repairs]]></category>
		<category><![CDATA[mattress]]></category>
		<category><![CDATA[pet food]]></category>
		<category><![CDATA[quality]]></category>
		<category><![CDATA[safety]]></category>
		<category><![CDATA[shoes]]></category>
		<category><![CDATA[skimp]]></category>
		<category><![CDATA[smoke detectors]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10464</guid>
		<description><![CDATA[While I&#8217;m all for being frugal, there are some things that you just don&#8217;t want to skimp on. Some things are so important to your health or safety that it simply isn&#8217;t wise or cost-effective to look for the cheapest options, or to skip the item altogether in the name of &#8220;saving money.&#8221; While everyone [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/05/09/1010464_16-things-you-dont-want-to-skimp.html/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
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		<title>10 Car Gadgets That Can Save Money</title>
		<link>http://www.savingadvice.com/articles/2012/04/18/109739_10-car-gadgets-that-can-save-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/18/109739_10-car-gadgets-that-can-save-money.html#comments</comments>
		<pubDate>Wed, 18 Apr 2012 17:08:47 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[accufuel]]></category>
		<category><![CDATA[car gadgets]]></category>
		<category><![CDATA[CarMD]]></category>
		<category><![CDATA[Garmin GPS]]></category>
		<category><![CDATA[Motocarma]]></category>
		<category><![CDATA[PLX Kiwi]]></category>
		<category><![CDATA[Progressive snapshot]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[scan gauge]]></category>
		<category><![CDATA[solar car battery charger]]></category>
		<category><![CDATA[State Farm In-Drive]]></category>
		<category><![CDATA[trunk organizer]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9739</guid>
		<description><![CDATA[When it comes to saving money on your car, there are things that you can do besides trying to find the lowest gas prices in town to reduce the amount that you spend. Many people don’t realize that there are a number of gadgets on the market that can help you save money. Here are [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>10 Important Personal Finance Lessons Every Person Should Know</title>
		<link>http://www.savingadvice.com/articles/2012/04/02/1010030_10-important-personal-finance-lessons-every-person-should-know.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/02/1010030_10-important-personal-finance-lessons-every-person-should-know.html#comments</comments>
		<pubDate>Mon, 02 Apr 2012 13:27:21 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial lessons]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[income taxes]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[waste less]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10030</guid>
		<description><![CDATA[Managing your money is hard and the current times make it more so. The fact is, though, it&#8217;s never been more important to get a handle on your personal finances than in today&#8217;s economy. Regardless of whether you&#8217;re a wage earner or one of the growing number of self-employed individuals, knowing where you stand financially [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/04/02/1010030_10-important-personal-finance-lessons-every-person-should-know.html/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>25 Ways to Save Money on Your Insurance Plans</title>
		<link>http://www.savingadvice.com/articles/2012/03/02/109597_25-ways-to-save-money-on-your-insurance-plans.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/02/109597_25-ways-to-save-money-on-your-insurance-plans.html#comments</comments>
		<pubDate>Fri, 02 Mar 2012 17:54:36 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[house insurance]]></category>
		<category><![CDATA[insurance discounts]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[save on insurance]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9597</guid>
		<description><![CDATA[By Sara Lennon If there was a big list entitled &#8220;The Procrastinator&#8217;s Massive List of Stuff That Never Gets Done&#8221;, you can put a fair bet that saving money on insurance would be near the top. However, that doesn’t make it a bad idea: sparing a couple of hours to seriously consider your options could [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/03/02/109597_25-ways-to-save-money-on-your-insurance-plans.html/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>You Only Live Once, So Don&#8217;t Blow It</title>
		<link>http://www.savingadvice.com/articles/2012/02/29/109647_you-only-live-once-so-dont-blow-it.html</link>
		<comments>http://www.savingadvice.com/articles/2012/02/29/109647_you-only-live-once-so-dont-blow-it.html#comments</comments>
		<pubDate>Wed, 29 Feb 2012 17:28:36 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[I could die tomorrow]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[overspending]]></category>
		<category><![CDATA[you only live once]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9647</guid>
		<description><![CDATA[A woman that I know casually from church recently lost her husband. He died after a long illness at the young age of forty-two. Any way you look at it, it&#8217;s a tragedy. However, there is one bright spot. The husband had a large life insurance policy in place and, since the couple was frugal [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/02/29/109647_you-only-live-once-so-dont-blow-it.html/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>5 Life Insurance Commercials That Will Make You Cry</title>
		<link>http://www.savingadvice.com/articles/2012/01/04/107888_5-life-insurance-commercials-that-will-make-you-cry.html</link>
		<comments>http://www.savingadvice.com/articles/2012/01/04/107888_5-life-insurance-commercials-that-will-make-you-cry.html#comments</comments>
		<pubDate>Wed, 04 Jan 2012 16:47:31 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Financial Videos]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[cry]]></category>
		<category><![CDATA[financial commercials]]></category>
		<category><![CDATA[great commercials]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[sentimental]]></category>
		<category><![CDATA[tears]]></category>
		<category><![CDATA[Thai life insurance commercials]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7888</guid>
		<description><![CDATA[When it comes to getting life insurance, most of us tend to shy away from really thinking about why we need it. It doesn&#8217;t matter whether you fall into the low risk or high risk life insurance category, we&#8217;d all rather ignore the reason that it&#8217;s purchased in the first place. For this reason, most [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/01/04/107888_5-life-insurance-commercials-that-will-make-you-cry.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Lessons Learned From Home Construction</title>
		<link>http://www.savingadvice.com/articles/2011/12/01/108236_money-lessons-learned-from-home-construction.html</link>
		<comments>http://www.savingadvice.com/articles/2011/12/01/108236_money-lessons-learned-from-home-construction.html#comments</comments>
		<pubDate>Thu, 01 Dec 2011 16:41:25 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[additions]]></category>
		<category><![CDATA[amenities]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[financial success]]></category>
		<category><![CDATA[foundation]]></category>
		<category><![CDATA[framing]]></category>
		<category><![CDATA[home construction]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[roof]]></category>
		<category><![CDATA[the footing]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8236</guid>
		<description><![CDATA[Many years ago I worked in a municipal permits and inspections department. Builders came in and applied for permits, we issued them and then took care of the inspections to make sure that homes and business were being built according to the current building codes. You wouldn&#8217;t think there would be too many money lessons [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/12/01/108236_money-lessons-learned-from-home-construction.html/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Smoking Costs Much More Than The Price of Cigarettes</title>
		<link>http://www.savingadvice.com/articles/2011/11/26/108242_smoking-costs-much-more-than-cigarette-costs.html</link>
		<comments>http://www.savingadvice.com/articles/2011/11/26/108242_smoking-costs-much-more-than-cigarette-costs.html#comments</comments>
		<pubDate>Sat, 26 Nov 2011 20:56:29 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cost of bad habits]]></category>
		<category><![CDATA[cost of cigarettes]]></category>
		<category><![CDATA[cost of smoking]]></category>
		<category><![CDATA[devalued assets]]></category>
		<category><![CDATA[smell of smoke]]></category>
		<category><![CDATA[smoker assets]]></category>
		<category><![CDATA[smoker insurance rates]]></category>
		<category><![CDATA[smoking]]></category>
		<category><![CDATA[smoking costs]]></category>
		<category><![CDATA[stop smoking]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8242</guid>
		<description><![CDATA[Most people only consider the cost of cigarettes when they calculate how much smoking is costing them. It&#8217;s easy to calculate this cost as you know exactly how much you are handing over in cash for each pack of cigarettes you purchase. The truth, however, is that the cost of cigarettes is only a small [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/11/26/108242_smoking-costs-much-more-than-cigarette-costs.html/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Prepare for Financial Independence</title>
		<link>http://www.savingadvice.com/articles/2011/11/10/107995_prepare-for-financial-independence.html</link>
		<comments>http://www.savingadvice.com/articles/2011/11/10/107995_prepare-for-financial-independence.html#comments</comments>
		<pubDate>Thu, 10 Nov 2011 17:39:38 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[financial preparations]]></category>
		<category><![CDATA[financial skills]]></category>
		<category><![CDATA[learn to budget]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7995</guid>
		<description><![CDATA[The daughter of a friend of mine is getting married in a few weeks. While the guy seems very nice, I&#8217;m worried about the match. The daughter isn&#8217;t, in any way, prepared for financial independence. She just finished college and hasn&#8217;t had a &#8220;real&#8221; job yet. She only makes a few hundred dollars per month [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/11/10/107995_prepare-for-financial-independence.html/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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