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	<title>SavingAdvice.com Blog &#187; Credit Cards</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>Barrel of Monkeys or Barrel of Money?</title>
		<link>http://www.savingadvice.com/articles/2012/01/17/104554_barrel-of-monkeys-or-barrel-of-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/01/17/104554_barrel-of-monkeys-or-barrel-of-money.html#comments</comments>
		<pubDate>Tue, 17 Jan 2012 07:01:50 +0000</pubDate>
		<dc:creator>M. Beddingfield</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[barrel of monkeys]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[debt load]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[monkeyshines]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[savings account]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4554</guid>
		<description><![CDATA[We all remember fondly the games we played when we were children. There is a simple game that kept me entertained when I was young. It was called Barrel of Monkeys. My Barrel of Monkeys came in a bright yellow plastic barrel with twelve monkeys inside. The monkeys&#8217; arms were sort of S curved and [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Debt Snowball: 5 Options</title>
		<link>http://www.savingadvice.com/articles/2012/01/05/108363_debt-snowball-5-options.html</link>
		<comments>http://www.savingadvice.com/articles/2012/01/05/108363_debt-snowball-5-options.html#comments</comments>
		<pubDate>Thu, 05 Jan 2012 17:52:30 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt snowball method]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[reducing debt]]></category>
		<category><![CDATA[what debt to pay first]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8363</guid>
		<description><![CDATA[For anyone trying to get out of debt, the debt snowball method has become the choice of many to tackle their debt. This shouldn&#8217;t be a surprise as it is a straightforward and easy to follow method that works. While the basics are the same, there are a variety of different debt snowball approaches that [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Using Cash Means You&#8217;re A Terrorist?</title>
		<link>http://www.savingadvice.com/articles/2011/12/17/108466_using-cash-means-youre-a-terrorist.html</link>
		<comments>http://www.savingadvice.com/articles/2011/12/17/108466_using-cash-means-youre-a-terrorist.html#comments</comments>
		<pubDate>Sat, 17 Dec 2011 21:43:35 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Videos]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cash suspect]]></category>
		<category><![CDATA[cash terrorist]]></category>
		<category><![CDATA[terrorist traits]]></category>
		<category><![CDATA[using cash]]></category>
		<category><![CDATA[using cash is weird]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8466</guid>
		<description><![CDATA[I do have a credit card and I use it for a lot of my travel expenses because it provides me with a lot of advantages. I also use cash a lot just because I developed the habit when I lived in Japan and almost all transactions there were done in cash. There are still [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>7 Credit Card Myths</title>
		<link>http://www.savingadvice.com/articles/2011/11/11/108034_7-credit-card-myths.html</link>
		<comments>http://www.savingadvice.com/articles/2011/11/11/108034_7-credit-card-myths.html#comments</comments>
		<pubDate>Fri, 11 Nov 2011 17:34:33 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[credit card account]]></category>
		<category><![CDATA[credit myths]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[no limit credit card]]></category>
		<category><![CDATA[personal finances. credit card myths]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8034</guid>
		<description><![CDATA[You know your credit is an important part of your financial life. Indeed, a number of people, from bankers to insurers to landlords, use your credit score to determine your financial fate. From higher interest rates and insurance premiums to paying a higher security deposit for a rental, a poor credit score can cost you. [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/11/11/108034_7-credit-card-myths.html/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How Can I Avoid Bank Fees? Your Four Best Options</title>
		<link>http://www.savingadvice.com/articles/2011/11/04/107961_how-can-i-avoid-bank-fees-your-four-best-options.html</link>
		<comments>http://www.savingadvice.com/articles/2011/11/04/107961_how-can-i-avoid-bank-fees-your-four-best-options.html#comments</comments>
		<pubDate>Fri, 04 Nov 2011 17:33:29 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[ATMs]]></category>
		<category><![CDATA[avoid bank fees]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[checking account fees]]></category>
		<category><![CDATA[community banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[direct deposit]]></category>
		<category><![CDATA[JP Morgan Chase]]></category>
		<category><![CDATA[minimum account balance]]></category>
		<category><![CDATA[swipe fees]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7961</guid>
		<description><![CDATA[Have you noticed that lately new bank fees and fee increases have been popping up like pimples on prom night? Much of this is because of new federal regulations limiting revenue major financial institutions take in from things like overdraft fees and, more importantly, debit card swipe fees. Also known as interchange fees &#8212; this [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Four Reasons the BOA Bank Fee is DOA</title>
		<link>http://www.savingadvice.com/articles/2011/10/09/107838_four-reasons-the-boa-bank-fee-is-doa.html</link>
		<comments>http://www.savingadvice.com/articles/2011/10/09/107838_four-reasons-the-boa-bank-fee-is-doa.html#comments</comments>
		<pubDate>Sun, 09 Oct 2011 07:09:35 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[$5.00 debit card fee]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Bank of America $5.00 fee]]></category>
		<category><![CDATA[BOA]]></category>
		<category><![CDATA[BOA debit card fee]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[new debit card fee]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7838</guid>
		<description><![CDATA[Once upon a time, the banks were determined to win your business. To get you to open a checking account they&#8217;d lure you with anything from duffel bags to free cell phones depending on what kind of customer they pegged you to be. These tactics attracted scores of personal banking clientele over the years from [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How To Avoid Debit Card Fees</title>
		<link>http://www.savingadvice.com/articles/2011/10/03/107795_how-to-avoid-debit-card-fees.html</link>
		<comments>http://www.savingadvice.com/articles/2011/10/03/107795_how-to-avoid-debit-card-fees.html#comments</comments>
		<pubDate>Mon, 03 Oct 2011 16:15:44 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[checks]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[merchant fees]]></category>
		<category><![CDATA[SunTrust]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7795</guid>
		<description><![CDATA[New legislation that took effect on October 1st means that banks can no longer collect exorbitant fees from merchants whenever you swipe your debit card. What does this mean for you? Your bank will now likely switch to collecting those fees from you, the customer. Several banks, including Bank of America, SunTrust, Chase, and Wells [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/10/03/107795_how-to-avoid-debit-card-fees.html/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Let Your College Student Graduate with Debt</title>
		<link>http://www.savingadvice.com/articles/2011/09/09/107700_dont-let-your-college-student-graduate-with-debt.html</link>
		<comments>http://www.savingadvice.com/articles/2011/09/09/107700_dont-let-your-college-student-graduate-with-debt.html#comments</comments>
		<pubDate>Fri, 09 Sep 2011 12:41:23 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[college credit cards]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[university credit cards]]></category>
		<category><![CDATA[university debt]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7700</guid>
		<description><![CDATA[Financial responsibility is a crucial part of the college experience, yet some personal finance skills remain foreign to students as they prepare for college. Parents have the task of preparing their children for a new financial world and they can do that by discussing the pitfalls that come with being on their own. Do you [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/09/09/107700_dont-let-your-college-student-graduate-with-debt.html/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Pay Cash, Save Money</title>
		<link>http://www.savingadvice.com/articles/2011/02/17/107007_pay-cash-save-money.html</link>
		<comments>http://www.savingadvice.com/articles/2011/02/17/107007_pay-cash-save-money.html#comments</comments>
		<pubDate>Thu, 17 Feb 2011 17:27:15 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[cash discount]]></category>
		<category><![CDATA[cash transactions]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[pay cash]]></category>
		<category><![CDATA[paying with cash]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7007</guid>
		<description><![CDATA[Financial gurus often tout the money saving aspect of paying cash. With cash, if you don&#8217;t have it you don&#8217;t spend it, unlike with credit cards. But there is a lesser known aspect of paying cash that will save you money in the long run. Paying cash, especially at local mom-and-pop stores will help to [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/02/17/107007_pay-cash-save-money.html/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>You&#8217;ve Earned It</title>
		<link>http://www.savingadvice.com/articles/2011/02/02/106962_youve-earned-it.html</link>
		<comments>http://www.savingadvice.com/articles/2011/02/02/106962_youve-earned-it.html#comments</comments>
		<pubDate>Wed, 02 Feb 2011 09:02:47 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[select offer]]></category>
		<category><![CDATA[special deals]]></category>
		<category><![CDATA[special offers]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6962</guid>
		<description><![CDATA[I received a call from my TV provider the other day. After giving me a pep talk about what a great customer I am, the representative explained that I was about to receive, &#8220;A very special offer. Something that we&#8217;re only offering to one percent of our clients!&#8221; Being polite, I didn&#8217;t hang up on [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/02/02/106962_youve-earned-it.html/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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