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	<title>SavingAdvice.com Blog &#187; Credit Cards</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>10 Calls To Make To Save Money</title>
		<link>http://www.savingadvice.com/articles/2012/05/24/1010601_10-calls-to-make-to-save-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/24/1010601_10-calls-to-make-to-save-money.html#comments</comments>
		<pubDate>Thu, 24 May 2012 15:35:44 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[X Files]]></category>
		<category><![CDATA[cable bill]]></category>
		<category><![CDATA[call to save]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[haggle]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[lower bills]]></category>
		<category><![CDATA[negotiate]]></category>
		<category><![CDATA[painless saving]]></category>
		<category><![CDATA[phone calls]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10601</guid>
		<description><![CDATA[Many people often pay their bills while grumbling about how much they have to pay. It&#8217;s true that many services are very overpriced, but what most people don&#8217;t realize is that some of these services can easily be lowered. Sometimes all you have to do is make a phone call to the customer service department [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
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		<title>10 Clues You Are Trying To Keep Up With The Joneses</title>
		<link>http://www.savingadvice.com/articles/2012/05/15/109921_10-clues-you-are-trying-to-keep-up-with-the-joneses.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/15/109921_10-clues-you-are-trying-to-keep-up-with-the-joneses.html#comments</comments>
		<pubDate>Tue, 15 May 2012 15:13:20 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[brand names]]></category>
		<category><![CDATA[Joneses]]></category>
		<category><![CDATA[keeping up with the Joneses]]></category>
		<category><![CDATA[latest gadgets]]></category>
		<category><![CDATA[monthly bills]]></category>
		<category><![CDATA[rent-to-own]]></category>
		<category><![CDATA[status symbols]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9921</guid>
		<description><![CDATA[It&#8217;s an easy trap to fall into. Your friends have cool stuff. You buy cool stuff. Before you realize it, you&#8217;re surrounded by the latest and greatest model of everything and working 3 jobs to pay for it all. The easiest way to stop the madness is to recognize the signs and break the cycle [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/05/15/109921_10-clues-you-are-trying-to-keep-up-with-the-joneses.html/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
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		<title>10 Money Lessons From Benjamin Franklin</title>
		<link>http://www.savingadvice.com/articles/2012/05/10/1010182_10-money-lessons-from-ben-franklin.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/10/1010182_10-money-lessons-from-ben-franklin.html#comments</comments>
		<pubDate>Thu, 10 May 2012 17:01:13 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Ben Franklin]]></category>
		<category><![CDATA[Benjamin Franklin]]></category>
		<category><![CDATA[Benjamin Franklin quotes]]></category>
		<category><![CDATA[debt quotes]]></category>
		<category><![CDATA[famous quotes]]></category>
		<category><![CDATA[financial quotes]]></category>
		<category><![CDATA[money advice]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[money quotes]]></category>
		<category><![CDATA[money wisdom]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10182</guid>
		<description><![CDATA[Long before the financial gurus with their TV shows and persona finance books to sell were around, Benjamin Franklin was giving down-to-earth, sound money advice to anyone who would listen. The advice was so sound that it&#8217;s still relevant and applicable to this day. Here are ten money lessons from Ben Franklin that you would [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Ten Ways We Psychologically Hurt Our Relationship With Money</title>
		<link>http://www.savingadvice.com/articles/2012/05/03/1010493_ten-ways-we-psychologically-hurt-our-relationship-with-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/03/1010493_ten-ways-we-psychologically-hurt-our-relationship-with-money.html#comments</comments>
		<pubDate>Thu, 03 May 2012 16:00:27 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[accumulated debt]]></category>
		<category><![CDATA[bad news]]></category>
		<category><![CDATA[denial]]></category>
		<category><![CDATA[Dr Charles Richards]]></category>
		<category><![CDATA[fear of risk]]></category>
		<category><![CDATA[financial well-being]]></category>
		<category><![CDATA[giving to others]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money buy happiness]]></category>
		<category><![CDATA[money relationships]]></category>
		<category><![CDATA[money self-esteem]]></category>
		<category><![CDATA[negative thinking]]></category>
		<category><![CDATA[news media]]></category>
		<category><![CDATA[pessimists]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10493</guid>
		<description><![CDATA[By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you&#8217;re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I&#8217;ve seen this pattern play out in clients and others many times. If this has become [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>10 Purchases You Should Always Make With A Credit Card</title>
		<link>http://www.savingadvice.com/articles/2012/04/20/1010094_10-purchases-you-should-always-make-with-a-credit-card.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/20/1010094_10-purchases-you-should-always-make-with-a-credit-card.html#comments</comments>
		<pubDate>Fri, 20 Apr 2012 17:14:50 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[credit card advantages]]></category>
		<category><![CDATA[credit card insurance]]></category>
		<category><![CDATA[credit card offers]]></category>
		<category><![CDATA[credit card purchases]]></category>
		<category><![CDATA[hate credit cards]]></category>
		<category><![CDATA[love credit cards]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10094</guid>
		<description><![CDATA[There are a lot of people who hate credit cards because of the debt that they have helped get people into through their use. On the other hand, there are others that love them due to the advantages credit cards offer. What&#8217;s important to remember is that credit cards can either be an asset or [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How Credit Cards Can Improve Your Financial Life</title>
		<link>http://www.savingadvice.com/articles/2012/04/11/1010078_how-credit-cards-can-improve-your-financial-life.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/11/1010078_how-credit-cards-can-improve-your-financial-life.html#comments</comments>
		<pubDate>Wed, 11 Apr 2012 17:05:19 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[credit card annual fee]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[credit card protection]]></category>
		<category><![CDATA[credit cards credit card advantages]]></category>
		<category><![CDATA[reward credit card]]></category>
		<category><![CDATA[use credit card wisely]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10078</guid>
		<description><![CDATA[Credit cards get a bad rap in frugal circles. The high interest rates and the ability to quickly get deeply into debt make credit cards seem opposed to any sort of money saving lifestyle. This is true if they are used irresponsibly. However, if used responsibly and carefully, credit cards have advantages which can be [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/04/11/1010078_how-credit-cards-can-improve-your-financial-life.html/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>10 Important Personal Finance Lessons Every Person Should Know</title>
		<link>http://www.savingadvice.com/articles/2012/04/02/1010030_10-important-personal-finance-lessons-every-person-should-know.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/02/1010030_10-important-personal-finance-lessons-every-person-should-know.html#comments</comments>
		<pubDate>Mon, 02 Apr 2012 13:27:21 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial lessons]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[income taxes]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[waste less]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10030</guid>
		<description><![CDATA[Managing your money is hard and the current times make it more so. The fact is, though, it&#8217;s never been more important to get a handle on your personal finances than in today&#8217;s economy. Regardless of whether you&#8217;re a wage earner or one of the growing number of self-employed individuals, knowing where you stand financially [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/04/02/1010030_10-important-personal-finance-lessons-every-person-should-know.html/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Top Ten Things that Ruin Budgets</title>
		<link>http://www.savingadvice.com/articles/2012/03/30/109952_ten-things-that-ruin-budgets.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/30/109952_ten-things-that-ruin-budgets.html#comments</comments>
		<pubDate>Fri, 30 Mar 2012 17:15:52 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[ATM use]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Life Happens]]></category>
		<category><![CDATA[Mitchell D Weiss]]></category>
		<category><![CDATA[ruin a budget]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9952</guid>
		<description><![CDATA[By Mitchell D Weiss Budgets are a necessity to keep personal finances in order, but they aren&#8217;t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are the top ten things that ruin budgets: Shopping Hungry or without a Plan of Attack [...]]]></description>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Adjusting to a Cash Only Lifestyle</title>
		<link>http://www.savingadvice.com/articles/2012/03/26/109967_adjusting-to-a-cash-only-lifestyle.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/26/109967_adjusting-to-a-cash-only-lifestyle.html#comments</comments>
		<pubDate>Mon, 26 Mar 2012 13:15:15 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cash issues]]></category>
		<category><![CDATA[cash lifestyle]]></category>
		<category><![CDATA[cash only]]></category>
		<category><![CDATA[cash problems]]></category>
		<category><![CDATA[no credit cards]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9967</guid>
		<description><![CDATA[Many people these days are switching to cash as their primary form of payment. Whether it&#8217;s because they&#8217;ve sworn off credit cards or had those cards shut down, many people are learning to adjust to life without plastic. More and more people are beginning to do without debit cards, too. Thanks to new fees imposed [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>20 Ways NOT To Teach Your Kids About Money</title>
		<link>http://www.savingadvice.com/articles/2012/02/20/109463_20-ways-not-to-teach-your-kids-about-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/02/20/109463_20-ways-not-to-teach-your-kids-about-money.html#comments</comments>
		<pubDate>Mon, 20 Feb 2012 13:44:27 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[instant gratification]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[parent child relationship]]></category>
		<category><![CDATA[teaching money to kids]]></category>
		<category><![CDATA[what not to teach]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9463</guid>
		<description><![CDATA[There&#8217;s a lot of talk about how parents can prepare their kids for financial independence, but it&#8217;s just as important to point out ways that parents can unknowingly hurt their children&#8217;s financial success. If you haven&#8217;t started teaching your kids about how to be financially responsible, now is the time to begin. It&#8217;s never too [...]]]></description>
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		<slash:comments>11</slash:comments>
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