Many people often pay their bills while grumbling about how much they have to pay. It’s true that many services are very overpriced, but what most people don’t realize is that some of these services can easily be lowered. Sometimes all you have to do is make a phone call to the customer service department [...]
It’s an easy trap to fall into. Your friends have cool stuff. You buy cool stuff. Before you realize it, you’re surrounded by the latest and greatest model of everything and working 3 jobs to pay for it all. The easiest way to stop the madness is to recognize the signs and break the cycle [...]
Long before the financial gurus with their TV shows and persona finance books to sell were around, Benjamin Franklin was giving down-to-earth, sound money advice to anyone who would listen. The advice was so sound that it’s still relevant and applicable to this day. Here are ten money lessons from Ben Franklin that you would [...]
By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you’re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I’ve seen this pattern play out in clients and others many times. If this has become [...]
There are a lot of people who hate credit cards because of the debt that they have helped get people into through their use. On the other hand, there are others that love them due to the advantages credit cards offer. What’s important to remember is that credit cards can either be an asset or [...]
Credit cards get a bad rap in frugal circles. The high interest rates and the ability to quickly get deeply into debt make credit cards seem opposed to any sort of money saving lifestyle. This is true if they are used irresponsibly. However, if used responsibly and carefully, credit cards have advantages which can be [...]
Managing your money is hard and the current times make it more so. The fact is, though, it’s never been more important to get a handle on your personal finances than in today’s economy. Regardless of whether you’re a wage earner or one of the growing number of self-employed individuals, knowing where you stand financially [...]
By Mitchell D Weiss Budgets are a necessity to keep personal finances in order, but they aren’t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are the top ten things that ruin budgets: Shopping Hungry or without a Plan of Attack [...]
Many people these days are switching to cash as their primary form of payment. Whether it’s because they’ve sworn off credit cards or had those cards shut down, many people are learning to adjust to life without plastic. More and more people are beginning to do without debit cards, too. Thanks to new fees imposed [...]
There’s a lot of talk about how parents can prepare their kids for financial independence, but it’s just as important to point out ways that parents can unknowingly hurt their children’s financial success. If you haven’t started teaching your kids about how to be financially responsible, now is the time to begin. It’s never too [...]
