You’ve finally done it — earned that coveted diploma. You’re feeling a bit cocky. Your parents are wondering why they had to pay for your expensive education when you already knew everything. Now it’s time to enter The Real World, the place that you have talked about for years as if it were a planet [...]
One issue many people have with trying to save money is that they believe it takes too much time and effort. The members of the forums came up with 33 money-saving tips, each of which takes less than a minute of your time to implement. 1. Switch the temperature setting on your washing machine from [...]
Many people assume that the penny is no longer good for anything, but not according to members from the forums – there are still a lot of things that you can do with a penny. Here are 83 of them (Disclaimer: Some of these activities involve defacing pennies which may be illegal): 1. Clean dirty [...]
We all know that walking has health rewards, but it can have financial rewards as well. Here are ten financial reasons you should consider walking: It’s free. This is the most obvious reason. You have to pay to own or rent a car, hop a bus, or ride the subway. Airplanes, helicopters, yachts, hot air [...]
Math. Like many people, for some unknown reason I grew up with fear and loathing of mathematics. It was always my worse subject in school. Just mention words like “hypotenuse” and “calculus” and my eyes still glaze over. So it’s no wonder that dealing with my finances raises my anxiety level. I am thankful that [...]
Early Adopter Tech Nightmare: We’ve mentioned before that having the patience to wait can save you a significant amount of money. This highlights that exact same issue on a grander scale when communities locked in monthly rates for Internet service in the early stages and are now paying much more per month for inferior Internet [...]
Fair Isaac Corporation’s best known product, the FICO score, is a teenager who has virtually cornered the market. For eighteen years, the three-digit number has been the preeminent risk predictor used by lenders when deciding whether to grant credit to consumers. To date, over 100 billion FICO scores have been provided to U.S. businesses. If [...]
It’s almost time for summer vacations, but did you know there is no U.S. law that requires your boss to give you a single paid day of vacation time? Ever. Many companies do, probably due to competitive pressures, but twenty-five percent of private sector employees get no paid vacation time or holidays. You are less [...]
How can you win a lawsuit without paying for a lawyer? Be a member of a class action lawsuit that settles. A class action lawsuit starts as a David vs. Goliath struggle when an ordinary consumer takes on a corporate giant. Many others might be in the same position as David, although they may not [...]
The IRS hears so many of the same ridiculous arguments by people claiming they are not liable to pay income tax that it has posted a 64-page document on its website called “The Truth About Frivolous Tax Arguments.” It sets out the basis for each argument, and then meticulously sets the record straight, complete with [...]
