<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>SavingAdvice.com Blog &#187; Teri Newton</title>
	<atom:link href="http://www.savingadvice.com/articles/author/teri/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.savingadvice.com/articles</link>
	<description>Bridging the gap between saving money and investing</description>
	<lastBuildDate>Fri, 25 May 2012 15:51:04 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>ID Theft &#8211; 7 Unauthorized Credit Cards Opened In My Name</title>
		<link>http://www.savingadvice.com/articles/2007/08/24/101715_id-theft-7-unauthorized-credit-cards-opened-in-my-name.html</link>
		<comments>http://www.savingadvice.com/articles/2007/08/24/101715_id-theft-7-unauthorized-credit-cards-opened-in-my-name.html#comments</comments>
		<pubDate>Fri, 24 Aug 2007 10:02:02 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/08/24/101715_id-theft-7-unauthorized-credit-cards-opened-in-my-name.html</guid>
		<description><![CDATA[I recently became one of the 9 million people to become victim to identity theft this year in the United States. Much of what I have learned in the last few weeks I share to spark outrage at what is becoming more and more common and also to share what you can and should be [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/08/24/101715_id-theft-7-unauthorized-credit-cards-opened-in-my-name.html/feed/</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>How to Save Money at the Dentist &#8211; Get a Second Opinion</title>
		<link>http://www.savingadvice.com/articles/2007/08/07/101668_how-to-save-money-at-the-dentist-%e2%80%93-get-a-second-opinion.html</link>
		<comments>http://www.savingadvice.com/articles/2007/08/07/101668_how-to-save-money-at-the-dentist-%e2%80%93-get-a-second-opinion.html#comments</comments>
		<pubDate>Tue, 07 Aug 2007 12:05:07 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/08/07/101668_how-to-save-money-at-the-dentist-%e2%80%93-get-a-second-opinion.html</guid>
		<description><![CDATA[I have noticed something really strange when it comes to dentists. I generally find that I am unwilling to pay $30,000 for a car when I can find a perfectly good one for much and I am not as concerned with brand names as I am about just being clothed and warm. However, lately my [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/08/07/101668_how-to-save-money-at-the-dentist-%e2%80%93-get-a-second-opinion.html/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>The Student Loan Tax Break Information Loan Brokers Won&#8217;t Tell You</title>
		<link>http://www.savingadvice.com/articles/2007/07/18/101628_the-student-loan-tax-break-information-loan-brokers-wont-tell-you.html</link>
		<comments>http://www.savingadvice.com/articles/2007/07/18/101628_the-student-loan-tax-break-information-loan-brokers-wont-tell-you.html#comments</comments>
		<pubDate>Wed, 18 Jul 2007 15:25:48 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/07/18/101628_the-student-loan-tax-break-information-loan-brokers-wont-tell-you.html</guid>
		<description><![CDATA[I think almost every week I hear someone who makes over $70k a year mention their wonderful student loan interest tax deduction. It&#8217;s time to take a few minutes to educate the masses about the student loan interest. Plain and simple, if you make a good wage you will not qualify for the student loan [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/07/18/101628_the-student-loan-tax-break-information-loan-brokers-wont-tell-you.html/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Why You Should Finance A Car When You Purchase From A Dealership</title>
		<link>http://www.savingadvice.com/articles/2007/07/02/101590_why-you-should-finance-a-car-when-you-purchase-from-a-dealership.html</link>
		<comments>http://www.savingadvice.com/articles/2007/07/02/101590_why-you-should-finance-a-car-when-you-purchase-from-a-dealership.html#comments</comments>
		<pubDate>Mon, 02 Jul 2007 15:26:38 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/07/02/101590_why-you-should-finance-a-car-when-you-purchase-from-a-dealership.html</guid>
		<description><![CDATA[Something has struck me as very odd over the years. I have mostly lived my life with great disdain for car dealers. As someone who was well taught how to shop for used cars from private parties, I never really considered going to the dealership for an overpriced car as an option. My husband, on [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/07/02/101590_why-you-should-finance-a-car-when-you-purchase-from-a-dealership.html/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>Not All 401(k) Plans Are The Same &#8211; Five Issues Everyone Should Know</title>
		<link>http://www.savingadvice.com/articles/2007/06/25/101572_not-all-401k-plans-are-the-same-five-issues-everyone-should-know.html</link>
		<comments>http://www.savingadvice.com/articles/2007/06/25/101572_not-all-401k-plans-are-the-same-five-issues-everyone-should-know.html#comments</comments>
		<pubDate>Mon, 25 Jun 2007 16:49:04 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/06/25/101572_not-all-401k-plans-are-the-same-five-issues-everyone-should-know.html</guid>
		<description><![CDATA[I personally deal mostly with taxes in my professional capacity of an accountant. However, I have also come across a lot of the ins-and-outs when it comes to 401(k) plans as I used to audit 401(k) plans for large companies, and currently am involved in the setup, administration of, and accounting for 401(k) plans for [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/06/25/101572_not-all-401k-plans-are-the-same-five-issues-everyone-should-know.html/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Why You&#8217;re Likely To Be In A Higher Tax Bracket When You Retire</title>
		<link>http://www.savingadvice.com/articles/2007/06/11/101530_why-youre-likely-to-be-in-a-higher-tax-bracket-when-you-retire.html</link>
		<comments>http://www.savingadvice.com/articles/2007/06/11/101530_why-youre-likely-to-be-in-a-higher-tax-bracket-when-you-retire.html#comments</comments>
		<pubDate>Mon, 11 Jun 2007 17:06:38 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/2007/06/11/why-youre-likely-to-be-in-a-higher-tax-bracket-when-you-retire/</guid>
		<description><![CDATA[Something has been bugging me about IRAs lately. Most of the time I read an article or discussion about Traditional IRAs, as opposed to ROTH IRAs, I see that it is a pretty common assumption that income tax rates will be lower when one retires. Every time I see any mention of tax rates most [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/06/11/101530_why-youre-likely-to-be-in-a-higher-tax-bracket-when-you-retire.html/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Rules You May Not Know About When You Use Your Home As An ATM</title>
		<link>http://www.savingadvice.com/articles/2007/06/07/101517_rules-you-may-not-know-about-when-you-use-your-home-as-an-atm.html</link>
		<comments>http://www.savingadvice.com/articles/2007/06/07/101517_rules-you-may-not-know-about-when-you-use-your-home-as-an-atm.html#comments</comments>
		<pubDate>Thu, 07 Jun 2007 17:06:14 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/06/07/101517_rules-you-may-not-know-about-when-you-use-your-home-as-an-atm.html</guid>
		<description><![CDATA[The state of California recently reviewed a sample of state tax returns which claimed large mortgage interest deductions and found that 75% of the tax returns had claimed excessive interest deductions. There are rules that limit how much interest you can deduct for your mortgage and other monies borrowed against your house. However, historically, only [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/06/07/101517_rules-you-may-not-know-about-when-you-use-your-home-as-an-atm.html/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minimum Wage Increase &amp; Tax Changes</title>
		<link>http://www.savingadvice.com/articles/2007/06/05/101506_minimum-wage-increase-tax-changes.html</link>
		<comments>http://www.savingadvice.com/articles/2007/06/05/101506_minimum-wage-increase-tax-changes.html#comments</comments>
		<pubDate>Tue, 05 Jun 2007 12:03:52 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/06/05/101506_minimum-wage-increase-tax-changes.html</guid>
		<description><![CDATA[On May 25, President Bush signed a bill that included a minimum wage increase as well as a few tax provisions. Federal Minimum Wage Increased: The federal minimum wage will increase to $7.25/ hour over the next two years. The federal minimum wage has been at $5.15/hour since 1997. Under the new law, it will [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/06/05/101506_minimum-wage-increase-tax-changes.html/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Options When You Don&#8217;t Need Your Gift Cards</title>
		<link>http://www.savingadvice.com/articles/2007/06/02/101496_options-when-you-dont-need-your-gift-cards.html</link>
		<comments>http://www.savingadvice.com/articles/2007/06/02/101496_options-when-you-dont-need-your-gift-cards.html#comments</comments>
		<pubDate>Sat, 02 Jun 2007 15:09:13 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Making Money]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/2007/06/02/options-when-you-dont-need-your-gift-cards/</guid>
		<description><![CDATA[Before you throw out your unwanted gift cards, keep in mind that there are many ways you can get a little something in return for them. Below are five things that you can do with unused gift cards: Sell on eBay Generally, gifts cards sell on eBay for 70% – 95% of the gift card’s [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/06/02/101496_options-when-you-dont-need-your-gift-cards.html/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Being Young Changes All The (Financial) Rules</title>
		<link>http://www.savingadvice.com/articles/2007/05/29/101479_being-young-changes-all-the-financial-rules.html</link>
		<comments>http://www.savingadvice.com/articles/2007/05/29/101479_being-young-changes-all-the-financial-rules.html#comments</comments>
		<pubDate>Tue, 29 May 2007 17:06:28 +0000</pubDate>
		<dc:creator>Teri Newton</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/2007/05/29/being-young-changes-all-the-financial-rules/</guid>
		<description><![CDATA[I keep reading general financial advice and disagreeing as it applies to me. Obviously, every one has a unique financial situation. Overall, it is better to get financial advice tailored toward your own situation. But over and over I notice that financial advice does not really apply to my case simply because I am young. [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2007/05/29/101479_being-young-changes-all-the-financial-rules.html/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
	</channel>
</rss>

