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	<title>SavingAdvice.com Blog &#187; Shane C.</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>Throw Out The Budget</title>
		<link>http://www.savingadvice.com/articles/2008/09/18/102629_throw-out-the-budget.html</link>
		<comments>http://www.savingadvice.com/articles/2008/09/18/102629_throw-out-the-budget.html#comments</comments>
		<pubDate>Thu, 18 Sep 2008 07:01:22 +0000</pubDate>
		<dc:creator>Shane C.</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[save money]]></category>

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		<description><![CDATA[I find budgeting unreliable. Whatever method you use to budget, there is a good chance you are wasting your time, and possibly money. Just to be clear, when I say &#8220;budget,&#8221; I mean trying to predict how much you will spend in specified categories over a certain period of time and allocating money ahead of [...]]]></description>
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		<slash:comments>13</slash:comments>
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		<title>Financial Lessons From Fantasy Football</title>
		<link>http://www.savingadvice.com/articles/2008/09/12/102479_financial-lessons-from-fantasy-football.html</link>
		<comments>http://www.savingadvice.com/articles/2008/09/12/102479_financial-lessons-from-fantasy-football.html#comments</comments>
		<pubDate>Fri, 12 Sep 2008 07:01:13 +0000</pubDate>
		<dc:creator>Shane C.</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[fantasy football]]></category>
		<category><![CDATA[financial lessons]]></category>
		<category><![CDATA[investment]]></category>

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		<description><![CDATA[Our personal finances mirror many things in life, and fantasy football is no exception. Wittingly or not, we apply many of the same tactics to succeed in both. At the risk of using way too many football analogies in one article, here it goes: An Investment In Your Future First and foremost, fantasy football is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Paying Less Isn&#8217;t Always Smart</title>
		<link>http://www.savingadvice.com/articles/2008/09/01/102273_paying-less-isnt-always-smart.html</link>
		<comments>http://www.savingadvice.com/articles/2008/09/01/102273_paying-less-isnt-always-smart.html#comments</comments>
		<pubDate>Mon, 01 Sep 2008 07:01:36 +0000</pubDate>
		<dc:creator>Shane C.</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[convenience]]></category>
		<category><![CDATA[discount]]></category>
		<category><![CDATA[pay less]]></category>
		<category><![CDATA[personal service]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/09/26/102273_paying-less-isnt-always-smart.html</guid>
		<description><![CDATA[Technology has made it much simpler to compare rates and find the cheapest prices for services and products. Why pull out the phone book to call several insurance agents to find the best price when you can visit one website to instantly get the most competitive price quotes? Why settle for paltry interest rates at [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>10 Steps to a More Effective Complaint Letter</title>
		<link>http://www.savingadvice.com/articles/2008/08/24/102260_10-steps-to-a-more-effective-complaint-letter.html</link>
		<comments>http://www.savingadvice.com/articles/2008/08/24/102260_10-steps-to-a-more-effective-complaint-letter.html#comments</comments>
		<pubDate>Sun, 24 Aug 2008 07:01:27 +0000</pubDate>
		<dc:creator>Shane C.</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[complaint letter]]></category>
		<category><![CDATA[effective complaining]]></category>
		<category><![CDATA[how to write]]></category>
		<category><![CDATA[resolve a problem]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/08/24/102260_10-steps-to-a-more-effective-complaint-letter.html</guid>
		<description><![CDATA[No matter how careful you are about your spending, there is still a chance the product or service you receive will not live up to your expectations. However, having your problem resolved is not always as simple as contacting customer service, a salesperson or even a manager. These people are not always authorized to give [...]]]></description>
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		<slash:comments>5</slash:comments>
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