I was recently in San Diego for a conference when I heard a commercial on the radio discouraging people for signing petitions to try and place measures on upcoming ballots because doing so would leave signers open to identity theft. The commercial used the following scare tactics (you can listen to the entire commercial here) [...]
You may have seen commercials on TV advertising a “vanishing deductible” (also commonly called a disappearing deductible) and thought it was a great idea. The concept is pretty straight forward and seems easy to understand: If you are accident and moving violation free for a year, your car insurance deductible is reduced by a certain [...]
I was heading up to Oregon and made a stop at a fast food restaurant to go to the bathroom and get a drink. As I walked to the door, a young couple sat in the shade on the side of the building. The man caught my eye and asked, “Could you spare some change?” [...]
When it comes to bettering your life, one of the chief obstacles is breaking out of old habits. It’s often necessary to look at situations from different perspectives. While solutions may look daunting at first, many times the solutions are much easier than they first appear. I love the story of the square watermelon because [...]
April 16 -24 is National Park Week which celebrates and recognizes national and state parks, national monuments, and historic sites in the U.S. All national parks have free entrance this week, so you still have time to visit a national park near you for free this weekend. If you do go, one of the things [...]
If you are unable to complete and file your federal individual tax return by the April 18, 2001 deadline, you can request an extension of time to file. By filing for this extension, you will automatically be given until October 17, 2011 to submit your tax return to the Internal Revenue Service (IRS). By filing [...]
I just purchased a $200 pair of sunglasses. While many people would consider this an unnecessary splurge, I consider it to be a frugal purchase. Some of you are undoubtedly assuming that I have lost my senses, but I’m able to make this statement with confidence because I know myself well. I rarely buy things [...]
I choose to be homeless. I am what is often referred today as a digital nomad. I travel full time although I do have a few “home bases” with family and friends where I’ll stay for a week or two in between my travels to new places. Most people who meet me for the first [...]
My friends often comment on how lucky I am to be able to travel as much as I do. While I’m certainly lucky in many respects, the truth is that I have created the “luck” that allows me to travel as much as I do. Most of my friends believe that I spend a great [...]
While most people are surprised to find out that I don’t have a cell phone, they are even more surprised when they also find out that I also don’t have a car. As with the cell phone, the reason I don’t have a car has nothing to do with lack of money. I can afford [...]
