Most people that have decided to take control of their finances and reduce their debt have come across at least one of the various debt snowball methods. Basically, creating a debt snowball is a way to arrange one’s debt so as to tackle a single debt at a time (to more efficiently pay off the [...]
There are a lot of people collecting pennies these days. Not just any pennies. They are collecting pennies that date before 1982 and plan on making a lot of money on them. These people are penny hoarders and they have a plan. Penny hoarders are only interested in the pre-1982 pennies because these pennies are [...]
For anyone trying to get out of debt, the debt snowball method has become the choice of many to tackle their debt. This shouldn’t be a surprise as it is a straightforward and easy to follow method that works. While the basics are the same, there are a variety of different debt snowball approaches that [...]
When it comes to getting life insurance, most of us tend to shy away from really thinking about why we need it. It doesn’t matter whether you fall into the low risk or high risk life insurance category, we’d all rather ignore the reason that it’s purchased in the first place. For this reason, most [...]
When most people think about New Year financial resolutions, they think about tackling those difficult issues that they know that they should be doing, but have been avoiding because they know working on them is going to take time, effort and probably a little pain. Get rid of the credit card debt. Reduce costs. Make [...]
I was in Las Vegas this past week and wandered into the Wynn Hotel and Casino I was just in time for them to open their new “high roller” slot machine section, apparently the week before Christmas is one of the slowest weeks in Las Vegas so a lot of the casinos use this time [...]
I do have a credit card and I use it for a lot of my travel expenses because it provides me with a lot of advantages. I also use cash a lot just because I developed the habit when I lived in Japan and almost all transactions there were done in cash. There are still [...]
I walked out to get my mail yesterday to find an unexpected check in the mail. Of course, I am always thrilled when I get unexpected checks in the mail. Usually they are for rebates that I forgot about and simply mean a few extra bucks in my pocket, but I am never one to [...]
I’ve always kept my eyes open and to the ground when I walk and the result is that I usually find at least $100 dollars a year. There’s a lot of money at your feet if you are willing to look, and some people take this looking seriously. In fact, for them the streets are [...]
Most people only consider the cost of cigarettes when they calculate how much smoking is costing them. It’s easy to calculate this cost as you know exactly how much you are handing over in cash for each pack of cigarettes you purchase. The truth, however, is that the cost of cigarettes is only a small [...]
