Are you one of the many who have retired early? Do you regret not waiting until later so you could get a larger check every month? Well, you may be in luck. There is a little-known process you can go through to get a larger Social Security benefit check every month. It’s just as if [...]
I’ve written before about dressing and looking your best to succeed in the workplace and life, and I still believe this one hundred percent. However, I overheard an interesting discussion that illustrated the desire for casual dress and how people seem happier when they don’t have to “dress up.” First, I’ll give you a little [...]
What do you usually have for a snack? Do you choose something healthy like fruit or veggies? Or is it more like a bag of chips or your favorite candy bar? How about dinner? Do you make dinner from scratch, or do you heat up something that is premade? If you are like many people, [...]
Have you poured a half finished glass of orange juice back into the carton? Have you taken toilet paper down from your trees after being TP’d to use for its original purpose? I have heard of people doing just that. Have you done outrageous things just to save money? Are you happy with this lifestyle? [...]
You know you need to pay attention to your finances and create some kind of spending plan. So why haven’t you started? Are you just waiting for the right software, book, or moment? Maybe you feel overwhelmed. The reasons for not starting and maintaining your spending plan are endless, but your window of opportunity closes [...]
With the costs of health care rising dramatically every year, both companies and individuals are trying to find ways to lessen the financial pain. One option is a (HDHP) coupled with a Health Savings Account (HSA). Many of you may already have this option, or your company is rolling this out in the near future. [...]
Spend less than you earn. Pay yourself first. Save 10 percent of all of your earnings. These are some of the most basic principles of personal finance, yet millions fail to do this. There are hundreds of personal finance books that talk about these financial basics, and more are on their way. Simple solutions are [...]
Working in the web development industry, I get a chance to go to at least one conference, seminar, or training class every year. This way I can keep up with the latest technologies and our company benefits from my acquired knowledge. However, convincing the company my conference of choice is worthwhile can be a problem. [...]
We all want a job we enjoy and not dread going to each day. Are you just starting out and are not sure what you want to do? Or do you currently have a job, but long to be doing something else? To obtain your ideal career, you may want to consider a few things. [...]
What scares you? What is holding you back and affecting your financial well-being? If you were not afraid, how different would your life be? I think fear is a major problem when it comes to finances. Do you have any of the following financial fears? Budgeting. This is one of the most fundamental tasks for [...]
