The savings account is about as in style as 90′s rock sensation Pearl Jam (Don’t feel bad if you’ve never heard of them) but much like some of those same 90s fads, the savings account is making a reemergence. Everybody is happy when interest rates fall and they can refinance their homes, but they forget [...]
“Yeah, yeah, yeah,” is what you’re thinking. Here come all of the obesity facts. You think I’m going to talk about all of the money you spend on fast food, junk food, and those other sinful pleasures, or at least sinful as defined by the health nuts with six pack abs. No more guilt trips. [...]
Financial responsibility is a crucial part of the college experience, yet some personal finance skills remain foreign to students as they prepare for college. Parents have the task of preparing their children for a new financial world and they can do that by discussing the pitfalls that come with being on their own. Do you [...]
When most people first begin to think about overhauling our finances or saving money, they usuallyfocus on issues such as budgeting, cash flow analysis, and how to improve a credit score. But almost all aspects of your life can affect your cash flow, directly or indirectly. It’s serendipitous when a life-change can not only improve [...]
Many people are tightening their belts in these uncertain economic times. One of the first places we often look to save money is finding projects around the home that we can do ourselves rather than calling the professionals. All do-it yourself projects are not created equal, though, and there are times when you are better [...]
By Karen Norling Eight months ago, my husband, Jim, lost his engineering job at GE Health care here in Ohio. In all those eight months –after dozens and dozens of resumes “snail-mailed” and emailed — not one company has called him for an interview. Not one company has called me for an interview either, despite [...]
By Jeff Apton In today’s healthcare debate nobody seems to be talking much about the high cost of dentistry, or the lack of insurance coverage. Maybe you’re lucky and squeak by with a few cleanings and a filling here and there. For those who are not so lucky, the cost of dentistry can be devastating, [...]
These days you have to be really wise, especially when it comes to your finances. Spending on your car and its insurance coverage is no exception to this. Wouldn’t it be great if you can get the cheapest auto insurance possible? To do this, you must shop around. You can ask for help from people [...]
By C Craig It’s that time of year, when we set down promises to make this — and the coming years — the best yet. “I’ll lose that 10 pounds!” we promise ourselves, “Give up late night snacking, get to the gym, and get organized.” Most of us share a common aspect of New Year’s [...]
By Maggie Ellis It is widely taught in financial education that there are only two kinds of debt that can be considered “good debt”: A mortgage and student loans (as long as they aren’t beyond your ability to repay comfortably). We’re always taught that it’s okay to go into debt to buy a house or [...]
