By Steve Siebold A new report from a research arm of congress says the rich are getting richer. The average household income for the nation’s top 1% nearly tripled from 1979 to 2007, while middle class incomes grew by less than 40%. How do you break into that top 1%? It starts with your mindset. [...]
With the nation’s still-struggling economy continuing to make headlines women need to know some facts about divorce. High unemployment rates, bank closures, skyrocketing foreclosures and other grim financial news are commonplace. It’s enough to make us all run screaming for the hills – or some idyllic paradise in which money isn’t a problem. (If you [...]
Once upon a time, the banks were determined to win your business. To get you to open a checking account they’d lure you with anything from duffel bags to free cell phones depending on what kind of customer they pegged you to be. These tactics attracted scores of personal banking clientele over the years from [...]
Are you a news junkie? If you are, hopefully you’re not making investment decisions based solely on the financial news or stock market analysis that the media provides all day and every day. When the stock market goes down, they say ask the question, “Has the next recession finally arrived” and when the market goes [...]
The savings account is about as in style as 90′s rock sensation Pearl Jam (Don’t feel bad if you’ve never heard of them) but much like some of those same 90s fads, the savings account is making a reemergence. Everybody is happy when interest rates fall and they can refinance their homes, but they forget [...]
“Yeah, yeah, yeah,” is what you’re thinking. Here come all of the obesity facts. You think I’m going to talk about all of the money you spend on fast food, junk food, and those other sinful pleasures, or at least sinful as defined by the health nuts with six pack abs. No more guilt trips. [...]
Financial responsibility is a crucial part of the college experience, yet some personal finance skills remain foreign to students as they prepare for college. Parents have the task of preparing their children for a new financial world and they can do that by discussing the pitfalls that come with being on their own. Do you [...]
When most people first begin to think about overhauling our finances or saving money, they usuallyfocus on issues such as budgeting, cash flow analysis, and how to improve a credit score. But almost all aspects of your life can affect your cash flow, directly or indirectly. It’s serendipitous when a life-change can not only improve [...]
Many people are tightening their belts in these uncertain economic times. One of the first places we often look to save money is finding projects around the home that we can do ourselves rather than calling the professionals. All do-it yourself projects are not created equal, though, and there are times when you are better [...]
By Karen Norling Eight months ago, my husband, Jim, lost his engineering job at GE Health care here in Ohio. In all those eight months –after dozens and dozens of resumes “snail-mailed” and emailed — not one company has called him for an interview. Not one company has called me for an interview either, despite [...]
