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	<title>SavingAdvice.com Blog &#187; Guest Writer</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>Ten Ways We Psychologically Hurt Our Relationship With Money</title>
		<link>http://www.savingadvice.com/articles/2012/05/03/1010493_ten-ways-we-psychologically-hurt-our-relationship-with-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/05/03/1010493_ten-ways-we-psychologically-hurt-our-relationship-with-money.html#comments</comments>
		<pubDate>Thu, 03 May 2012 16:00:27 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[accumulated debt]]></category>
		<category><![CDATA[bad news]]></category>
		<category><![CDATA[denial]]></category>
		<category><![CDATA[Dr Charles Richards]]></category>
		<category><![CDATA[fear of risk]]></category>
		<category><![CDATA[financial well-being]]></category>
		<category><![CDATA[giving to others]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money buy happiness]]></category>
		<category><![CDATA[money relationships]]></category>
		<category><![CDATA[money self-esteem]]></category>
		<category><![CDATA[negative thinking]]></category>
		<category><![CDATA[news media]]></category>
		<category><![CDATA[pessimists]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10493</guid>
		<description><![CDATA[By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you&#8217;re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I&#8217;ve seen this pattern play out in clients and others many times. If this has become [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Ten Mistakes People Make Trying To Invest In Art</title>
		<link>http://www.savingadvice.com/articles/2012/04/28/1010453_ten-mistakes-people-make-trying-to-invest-in-art.html</link>
		<comments>http://www.savingadvice.com/articles/2012/04/28/1010453_ten-mistakes-people-make-trying-to-invest-in-art.html#comments</comments>
		<pubDate>Sat, 28 Apr 2012 17:32:38 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[art auction records]]></category>
		<category><![CDATA[art commissions]]></category>
		<category><![CDATA[art dealers]]></category>
		<category><![CDATA[art investments]]></category>
		<category><![CDATA[art lesser works]]></category>
		<category><![CDATA[art size]]></category>
		<category><![CDATA[art vendors]]></category>
		<category><![CDATA[fake art]]></category>
		<category><![CDATA[invest in paintings]]></category>
		<category><![CDATA[provenance]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10453</guid>
		<description><![CDATA[By entrepreneur-turned-art-dealer and gallery owner, Bill Clark of Clark Art Gallery, in Cheshire and London At a time where bank deposits, property and most conventional investments are producing poor returns there is a temptation to try less familiar investment commodities like precious metals, coins, antiques or art. But not everything that glitters is gold. Always [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>The Top Ten Things that Ruin Budgets</title>
		<link>http://www.savingadvice.com/articles/2012/03/30/109952_ten-things-that-ruin-budgets.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/30/109952_ten-things-that-ruin-budgets.html#comments</comments>
		<pubDate>Fri, 30 Mar 2012 17:15:52 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[ATM use]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Life Happens]]></category>
		<category><![CDATA[Mitchell D Weiss]]></category>
		<category><![CDATA[ruin a budget]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9952</guid>
		<description><![CDATA[By Mitchell D Weiss Budgets are a necessity to keep personal finances in order, but they aren&#8217;t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are the top ten things that ruin budgets: Shopping Hungry or without a Plan of Attack [...]]]></description>
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		<slash:comments>10</slash:comments>
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		<title>10 Reasons Credit Unions Are Better Than Banks</title>
		<link>http://www.savingadvice.com/articles/2012/03/07/109731_10-reasons-credit-unions-are-better-than-banks.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/07/109731_10-reasons-credit-unions-are-better-than-banks.html#comments</comments>
		<pubDate>Wed, 07 Mar 2012 15:50:19 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[corporate banks]]></category>
		<category><![CDATA[credit union vs bank]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[lower bank fees]]></category>
		<category><![CDATA[member focused]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9731</guid>
		<description><![CDATA[If you still have your money in a big bank, you may not be getting the most out of it. More and more people are moving their money from the big corporate banks into smaller credit unions for a variety of reasons. Here are some of the more popular ones: Member Focused The great thing [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>25 Ways to Save Money on Your Insurance Plans</title>
		<link>http://www.savingadvice.com/articles/2012/03/02/109597_25-ways-to-save-money-on-your-insurance-plans.html</link>
		<comments>http://www.savingadvice.com/articles/2012/03/02/109597_25-ways-to-save-money-on-your-insurance-plans.html#comments</comments>
		<pubDate>Fri, 02 Mar 2012 17:54:36 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[house insurance]]></category>
		<category><![CDATA[insurance discounts]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[save on insurance]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9597</guid>
		<description><![CDATA[By Sara Lennon If there was a big list entitled &#8220;The Procrastinator&#8217;s Massive List of Stuff That Never Gets Done&#8221;, you can put a fair bet that saving money on insurance would be near the top. However, that doesn’t make it a bad idea: sparing a couple of hours to seriously consider your options could [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2012/03/02/109597_25-ways-to-save-money-on-your-insurance-plans.html/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>20 Changes I Made To Lose 100 Lbs and Save Money</title>
		<link>http://www.savingadvice.com/articles/2012/02/27/109305_20-changes-i-made-to-lose-100-lbs-and-save-money.html</link>
		<comments>http://www.savingadvice.com/articles/2012/02/27/109305_20-changes-i-made-to-lose-100-lbs-and-save-money.html#comments</comments>
		<pubDate>Mon, 27 Feb 2012 13:22:53 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[diets]]></category>
		<category><![CDATA[lifestyle change]]></category>
		<category><![CDATA[lose 100 lbs]]></category>
		<category><![CDATA[losing weight]]></category>
		<category><![CDATA[overweight]]></category>
		<category><![CDATA[weight gain]]></category>
		<category><![CDATA[weight loss]]></category>
		<category><![CDATA[weight loss strategy]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9305</guid>
		<description><![CDATA[By David Cummings It&#8217;s funny how it&#8217;s the little things that seem to make clear what you have known all along, but refused to acknowledge. On March 20, 2011 I bent down to tie a shoe lace that had come loose &#8212; and couldn&#8217;t. I literally stood there stunned. No matter how hard I tried, [...]]]></description>
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		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>How a Black Magic Marker Saved My Outfit Plus Eight Fashion Tips That Will Save You Money</title>
		<link>http://www.savingadvice.com/articles/2011/12/16/108441_how-a-black-magic-marker-saved-my-outfit-plus-eight-fashion-tips-that-will-save-you-money.html</link>
		<comments>http://www.savingadvice.com/articles/2011/12/16/108441_how-a-black-magic-marker-saved-my-outfit-plus-eight-fashion-tips-that-will-save-you-money.html#comments</comments>
		<pubDate>Fri, 16 Dec 2011 16:45:30 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[black sharpie]]></category>
		<category><![CDATA[customer surveys]]></category>
		<category><![CDATA[de-pill]]></category>
		<category><![CDATA[frugalista]]></category>
		<category><![CDATA[group discounts]]></category>
		<category><![CDATA[neutral clothing]]></category>
		<category><![CDATA[retailer loyalty programs]]></category>
		<category><![CDATA[reversible clothing]]></category>
		<category><![CDATA[school clothing]]></category>
		<category><![CDATA[self register]]></category>
		<category><![CDATA[The Millionaire's Handbook]]></category>
		<category><![CDATA[Vicky Oliver]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8441</guid>
		<description><![CDATA[By Vicky Oliver I first realized that I was a frugalista a few years ago when I took a favorite black jacket back to the dry cleaners to complain that the garment had started to &#8220;pill.&#8221; The finely spun black lace had literally unraveled before my eyes &#8211;exposing the frayed white boning underneath. &#8220;This garment [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>10 Things The Army Taught Me About Finances</title>
		<link>http://www.savingadvice.com/articles/2011/12/14/108428_10-things-the-army-taught-me-about-finances.html</link>
		<comments>http://www.savingadvice.com/articles/2011/12/14/108428_10-things-the-army-taught-me-about-finances.html#comments</comments>
		<pubDate>Wed, 14 Dec 2011 16:46:46 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[accountability]]></category>
		<category><![CDATA[army finances]]></category>
		<category><![CDATA[basic training]]></category>
		<category><![CDATA[determination]]></category>
		<category><![CDATA[Dollars & Uncommon Sense]]></category>
		<category><![CDATA[flexibility]]></category>
		<category><![CDATA[integrity]]></category>
		<category><![CDATA[keep it simple stupid]]></category>
		<category><![CDATA[leadership]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[prioritizing]]></category>
		<category><![CDATA[sacrifice]]></category>
		<category><![CDATA[Steve Repak]]></category>
		<category><![CDATA[team work]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8428</guid>
		<description><![CDATA[By Steve Repak, CFP® In basic training, a soldier goes through a process of mental and emotional retraining so that they can operate in an environment very different from the civilian world. I figured out I could take some of the same lessons I learned in the Army and apply them to my finances. Once [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/12/14/108428_10-things-the-army-taught-me-about-finances.html/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How To Say &#8220;No&#8221; and Help Your Finances in 2012</title>
		<link>http://www.savingadvice.com/articles/2011/12/09/108374_how-to-say-no-and-help-your-finances-in-2012.html</link>
		<comments>http://www.savingadvice.com/articles/2011/12/09/108374_how-to-say-no-and-help-your-finances-in-2012.html#comments</comments>
		<pubDate>Fri, 09 Dec 2011 19:02:01 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[build a vision]]></category>
		<category><![CDATA[get what you want]]></category>
		<category><![CDATA[how to say no]]></category>
		<category><![CDATA[Jim Camp]]></category>
		<category><![CDATA[making assumptions]]></category>
		<category><![CDATA[mutual benefit]]></category>
		<category><![CDATA[negativity]]></category>
		<category><![CDATA[neutral emotions]]></category>
		<category><![CDATA[principles]]></category>
		<category><![CDATA[start with no]]></category>
		<category><![CDATA[stop saying yes]]></category>
		<category><![CDATA[the camp negotiation institute]]></category>
		<category><![CDATA[the power of no]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8374</guid>
		<description><![CDATA[By Jim Camp Do you believe compromise is the best way to get what you want? There&#8217;s a better way, and it&#8217;s based on a word young children understand even better than adults: &#8220;No!&#8221; If you&#8217;d like to boost your finances in 2012, then learning to say no, invite no, and be comfortable hearing no [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>10 Ways to Give Back During the Holiday Grind</title>
		<link>http://www.savingadvice.com/articles/2011/11/21/108179_10-ways-to-give-back-during-the-holiday-grind.html</link>
		<comments>http://www.savingadvice.com/articles/2011/11/21/108179_10-ways-to-give-back-during-the-holiday-grind.html#comments</comments>
		<pubDate>Mon, 21 Nov 2011 09:47:25 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[charitable contributions]]></category>
		<category><![CDATA[Charity]]></category>
		<category><![CDATA[dress for success]]></category>
		<category><![CDATA[give back]]></category>
		<category><![CDATA[help a mother out]]></category>
		<category><![CDATA[operation gratitude]]></category>
		<category><![CDATA[red cross]]></category>
		<category><![CDATA[Sharing Spree]]></category>
		<category><![CDATA[shop pink]]></category>
		<category><![CDATA[toys for tots]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8179</guid>
		<description><![CDATA[Ah, the season of giving. Magic in the air, Christmas carolers echoing throughout packed shopping malls, Salvation Army collection bells ringing &#8212; it&#8217;s the most wonderful time of the year to do good for others&#8230;right? With your family&#8217;s jam-packed social schedule, endless check-out lines and troops of hungry house guests on the way, it may [...]]]></description>
		<wfw:commentRss>http://www.savingadvice.com/articles/2011/11/21/108179_10-ways-to-give-back-during-the-holiday-grind.html/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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