By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you’re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I’ve seen this pattern play out in clients and others many times. If this has become [...]
By entrepreneur-turned-art-dealer and gallery owner, Bill Clark of Clark Art Gallery, in Cheshire and London At a time where bank deposits, property and most conventional investments are producing poor returns there is a temptation to try less familiar investment commodities like precious metals, coins, antiques or art. But not everything that glitters is gold. Always [...]
By Mitchell D Weiss Budgets are a necessity to keep personal finances in order, but they aren’t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are the top ten things that ruin budgets: Shopping Hungry or without a Plan of Attack [...]
If you still have your money in a big bank, you may not be getting the most out of it. More and more people are moving their money from the big corporate banks into smaller credit unions for a variety of reasons. Here are some of the more popular ones: Member Focused The great thing [...]
By Sara Lennon If there was a big list entitled “The Procrastinator’s Massive List of Stuff That Never Gets Done”, you can put a fair bet that saving money on insurance would be near the top. However, that doesn’t make it a bad idea: sparing a couple of hours to seriously consider your options could [...]
By David Cummings It’s funny how it’s the little things that seem to make clear what you have known all along, but refused to acknowledge. On March 20, 2011 I bent down to tie a shoe lace that had come loose — and couldn’t. I literally stood there stunned. No matter how hard I tried, [...]
By Vicky Oliver I first realized that I was a frugalista a few years ago when I took a favorite black jacket back to the dry cleaners to complain that the garment had started to “pill.” The finely spun black lace had literally unraveled before my eyes –exposing the frayed white boning underneath. “This garment [...]
By Steve Repak, CFP® In basic training, a soldier goes through a process of mental and emotional retraining so that they can operate in an environment very different from the civilian world. I figured out I could take some of the same lessons I learned in the Army and apply them to my finances. Once [...]
By Jim Camp Do you believe compromise is the best way to get what you want? There’s a better way, and it’s based on a word young children understand even better than adults: “No!” If you’d like to boost your finances in 2012, then learning to say no, invite no, and be comfortable hearing no [...]
Ah, the season of giving. Magic in the air, Christmas carolers echoing throughout packed shopping malls, Salvation Army collection bells ringing — it’s the most wonderful time of the year to do good for others…right? With your family’s jam-packed social schedule, endless check-out lines and troops of hungry house guests on the way, it may [...]
