The other day someone mentioned to my husband something about the fact that I always find the best deals and I always have a coupon for something. That’s actually a pretty true statement. I can sniff out a coupon a mile away. It’s almost like a game for me — to see if I can [...]
Just recently my husband and I have decided to tighten up our spending a little more than we have been doing in the past. We currently have an amount budgeted for extra spending (entertainment, fun things, clothes, etc.) and in the past, this has been more of a guideline than a hard and fast rule. [...]
Do you ever find that it is difficult to remember things? A weak memory is often hard to fix, but there are some things you can do to help yourself remember things. I’ve actually found that having a budget helps me remember certain things. How is that? Well my budget is a spreadsheet where I [...]
“Falling housing market.” “Possible recession.” “Troubled economy.” These phrases have been buzzing around lately in the media. Real estate prices were going up and many people decided to buy more house than they could afford with unconventional mortgage terms. Now the house prices are falling in many areas and people can’t keep up with their [...]
My husband and I recently celebrated our 2 year anniversary at the end of January. As it happened, it coincided with the aftermath of a bit too much spending at Christmas time — the dreaded credit card bills. Granted we pay our credit card bills in full each month, so when the ones from Christmas [...]
I think all of us have been guilty of financial envy at one time or another. “I wish I could afford a car like that” or “I wish we could live in a house like theirs.” It’s not as much of “Keeping up the Joneses” as it is simply envying the Joneses. If I see [...]
I recently came across an article on The Simple Dollar website entitled “Dealing With A Bad Day Without Spending Money.” The author, Trent Hamm, listed 6 things that help him to chill out after a bad day and don’t cost a thing. I was inspired by the suggestions he listed and came up with 13 [...]
I would be willing to bet that most of the people who read these blogs are pretty financial savvy — or at least are trying to be. But everyone once in a while people can get duped into spending money on something that is either a scam or simply a waste of money. I admit [...]
This morning it was 2 degrees outside when I woke up. When it’s that cold outside, most people tend to want a hot cup of coffee or hot chocolate to warm them up. However, I made myself an iced latte this morning. Most people think I’m crazy for drinking iced coffee when it’s hardly holding [...]
We recently had our first snow of the winter and now my city is under a blanket of white. Snow sure makes everything more beautiful (except the roads and my car). Many people take advantage of winter sports like skiing, snowboarding and snowmobiling, but these activities can come with quite a hefty price tag. If [...]
