The next time you’re in a store shopping for groceries, clothes, household items or anything else, stop and take a long look at your purchases. Then ask yourself this question: Why do I buy this particular brand or product? Knowing why you buy something is important, especially if you want to save money. Here are [...]
I’m often asked two things: First, how can someone become debt free and second, how does one really live debt free? The people who ask these questions are usually seeking a blueprint; a set of fail safe steps that will get them debt free and give them instructions on how to live a debt free [...]
I’ve always had many reasons for refusing to keep up with my peers, but the other day one of the main reasons came into clear focus for me. (Quite literally because it involved buying glasses. That’s my attempt at humor today, folks.) Anyway, I had to buy new glasses so after my eye appointment I [...]
I enjoy going to museums. Art, history, science — if it is in a museum, I am going to enjoy it. Of course, if I were to buy a ticket to every museum that I encountered, I could run up quite a bill. My family of four could easily cost $50 to $60 if I [...]
If you’re someone who doesn’t have the time or sufficient knowledge of the tax code to prepare your own tax returns, you might be wondering how to find a quality professional to do your taxes. After all, just because someone will accept money in exchange for preparing a tax return doesn’t make them good at [...]
This week’s lesson was about the power of marketing on our buying decisions. This was my favorite lesson so far. Being a finance/consumer nerd, this kind of stuff really interests me. Dave starts out by telling us that we live in the most marketed and advertised culture in the history of the world. It’s no [...]
A couple of weeks ago I wrote about how helpful a shopping list can be when you want to save time and money. I’m a firm believer in lists. I compile pro and con lists when I have to make a decision, I keep lists of places I need to go for errands, and I [...]
I’m constantly amazed by how little value we place on the older things in our society these days (and our older people, but that’s a whole other issue). I can remember looking around my grandmother’s house and seeing the piano that had belonged to her great grandmother, the quilts that her mother and grandmother had [...]
In the last week I’ve gotten pretty peeved at the controls that my state and local governments have put in place to keep me from saving money. The first came when I called my homeowner’s insurance company to increase my deductible. I have enough in savings now to cover all but the largest problems, so [...]
As the USA seeks to recover from its recession and to add jobs to a contracting economy, many political and civic leaders have invested energy and resources in an effort to develop jobs. Cities offer incentives to businesses to hire and to bring jobs. State and federal agencies offer incentives to preserve and increase jobs. [...]
