There are a lot of reasons to spend money and each of us has his or her own. Our attitudes and perspectives are forged over lifetimes spent earning and spending and enjoying and regretting. I can look at any number of purchases and feel that I have made a good buying decision. I can look [...]
This is a series of posts about what you will find in Dave Ramsey’s Financial Peace University course. This is week two (week one) This week’s lesson is about money and relationships. I was excited about this week because relationships are something that everyone has to deal with, no matter how much money they do [...]
I’ve written before about how we’ve cut out cable TV, preferring instead to use Netflix and over the air channels for our entertainment needs. Recently, however, we allowed cable back into the house. I’m a huge Olympics and tennis junkie and my husband is a big NASCAR fan. And March Madness is coming. Between the [...]
One of the biggest enemies of a debt free life is complacency. Not only is it an enemy, it’s a very sneaky enemy. When you become complacent (apathetic is another good word for this problem) you relax too much. You stop worrying about where your money is going. You start spending more and more, thinking [...]
One of the things that makes it hard when you’re trying to save money is the feeling that you’re not getting anywhere. You make some changes in your lifestyle or you stop spending on unnecessary things and you know you’re saving money, but you just don’t feel like it’s adding up. When people start feeling [...]
When I heard that Dave Ramsey’s Financial Peace University was being taught at my church this year, I was intrigued. I’ve read Dave Ramsey’s books and heard his show on Fox Business channel, but I’ve always found myself wondering exactly what about him and his advice makes people shell out $100 for the thirteen week [...]
Several years ago I started looking for alternatives to commercial laundry products. I had two main reasons for doing this. First, commercial products were becoming more and more expensive and I was having trouble finding ones that worked well, or at least well enough to justify their price tags. Second, I wanted products that were [...]
One of the great things about being debt free is the freedom it gives me to pursue the hobbies I love without compromising my participation because I’m tapped out. I recently got back into photography, something I’d done in high school but pushed aside over the years as other things took priority. To get started, [...]
I think I’m getting old. I’m starting to hit that phase of life where I’m looking at the choices I’ve made and ruminating over the roads less traveled. I find myself wondering about the career I chose, the jobs I’ve taken along the way, even the relationships I’ve had. Along with all the general “What [...]
By Jeff Apton In today’s healthcare debate nobody seems to be talking much about the high cost of dentistry, or the lack of insurance coverage. Maybe you’re lucky and squeak by with a few cleanings and a filling here and there. For those who are not so lucky, the cost of dentistry can be devastating, [...]
