By Rebecka O. Six years, 3 months and 13 days ago my mother died and changed the way that I look at money. She had always been frugal and a constant saver. When she passed away, she had an estate worth more than $1.5 million which had been accumulated on the small wages of being [...]
If you are reading this, I am fairly certain that I know at least two things about you. First, you are likely sitting at a computer terminal that has Internet access. Second, you are neither of my parents nor my brother. I believe you are at a computer because this site is a web publisher [...]
It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to take on debt or work during school. In the last twenty years or so we’ve [...]
One of the things I’ve learned living a debt free life is never to dismiss anything out of hand. Whenever I see a money saving tip, investment strategy, or other money management idea I don’t automatically pooh-pooh it as something I can’t do. I’m always willing to try something new — or at least investigate [...]
We just had our first cool snap of the year. While it will be hot again by the end of the week, the cool weather reminded me of the things I need to do to get my home and family ready for the colder months ahead. Some simple preparation and prevention efforts now will save [...]
I was perusing the Saving Advice forums the other day and I noticed that Marla was aghast at having discovered pre-made peanut butter and jelly sandwiches in her grocery stores freezer section. Marla commented “Have we really become a nation that is so lazy we can no longer even make a peanut and jelly sandwich?!” [...]
By Linda W This is a simple question that I ask myself that helps me stay debt free. It may sound infantile or even stupid to some, but if you take the question seriously each time you ask it as I have, it has saved me from making a lot of poor purchases over the [...]
There are certain luxuries that seem to have become necessities in the USA. Forty years ago, my mother would hang the laundry out to dry on a clothes line — even during the winter. Today, just about everyone has access to a clothes dryer. Thirty years ago, video games were very basic and had not [...]
In financial circles the big push is to get people to save enough money so that they can retire in comfort. That’s a noble goal, but the fact is that more and more people aren’t going to be able to retire, at least not in the way that they dream about. Pensions are a thing [...]
If you’re debt free, chances are that you are one of the few in your family or circle of friends who is. In the circle of people I know well, only my parents and two close friends are debt free. I’ve met others but of the people I’m close to, I’m one of five debt [...]
