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Archive for July, 2009

9

Cheers Theme Song and Financial Realities

By , July 31st, 2009

Television has given us a lot of relationships with characters who we can never meet. I remember characters from a lot of TV shows better than I am able to recall certain childhood friends and classmates and I am pretty sure that I still know the TV characters better than I have known a lot [...]


14

Is Crafting a Good Way To Make Money?

By , July 30th, 2009

Whenever I see an article on ways to make additional money, crafting and selling the items on Etsy.com or at local craft fairs is always included. But is crafting really a good way to make money? I became interested in this question when I visited the home of an acquaintance. Crafting supplies were spread over [...]


7

New Work Realities

By , July 29th, 2009

Although our economy seems to be turning a corner — home sales have continued to improve for a full three months and, as I write this, the DJIA remains over 9,000 for the second day — unemployment remains very high and layoffs continue. As one friend recently told me, she was very tired from working [...]


9

A Life Without Debt: Insurance Helps

By , July 28th, 2009

Many people cut corners on insurance in an effort to save money. They don’t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way to save money and do better financially. Technically, this is a way to save money. [...]


4

13 Gifts For Forgotten Occasions

By , July 27th, 2009

We’ve all done it. Your best friend’s birthday is today and you completely forgot. Your anniversary is today and you haven’t done anything. You forgot to buy a Christmas present for Aunt Imogene and she’s at the door. You don’t have time to pick out a fabulous present, so what can you do, besides the [...]


13

I Found My Emergency Fund in My Closet

By , July 25th, 2009

By Leslie R. One of the most difficult things for me to do was build up my emergency fund. It seemed that I lived every two weeks paycheck to paycheck and there was no buffer when emergencies did happen. No matter how hard I tried, I couldn’t seem to build up an emergency fund. Another [...]


10

Cutting School Book Costs

By , July 24th, 2009

I’ve mentioned that my son attends a parochial high school. That means that right about this time every summer, we receive a list of his classes and directions to visit the school’s on-line book store. I love books, but it is always with a bit of trepidation that I make my preliminary on-line visit to [...]


8

Little House on the Prairie Financial Lessons

By , July 23rd, 2009

I grew up watching Little House on the Prairie in the 70′s. Each episode had a moral to it, but it wasn’t until I staged a marathon viewing session courtesy of Netflix that I realized how many of those episodes dealt with the subject of money in some form. Maybe some of my money habits [...]


16

Who Should Pay When Eating Out?

By , July 22nd, 2009

I just enjoyed a delightful lunch with an old friend. I drove to her office and we walked to a nearby seafood restaurant where we were able to relax and catch up. It was quite a pleasure and I had a completely and thoroughly entertaining meal with her. After we had finished our lunch, the [...]


8

A Life Without Debt: Where Did It Come From?

By , July 21st, 2009

People often ask me some version of the following question: “Where did you get this idea that you should live a debt free life? How did you, in a world where credit cards are ubiquitous and debt is the norm, decide that you were going to go against the norm?” People are curious about my [...]


2009

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