Went to the grocery store the other day and there was a group set up outside selling candy bars and the lady walking in in front of me stopped and bought one. Was she planning to spend that buck on a candy bar? Probably not. Was this a charity that she has investigated and wants to support? Probably not. Others may think it is silly to think through these types of situations, but just about every trip to the store, I could be handing out several dollars on unplanned purchases before even getting in the store. I would prefer to thoughtfully donate to my own charity. All part of appreciating what you do spend your money on.

We spend very little for everyday things, but we didn’t loose a house to foreclosure, like some of my friends, and we are not worried that our cars of furniture might get reposessed, because we bought it with cash. Our house payments are small, compare to most of people we know who bought houses within same period of time, because we put a big down payment, and never took any equity loans.

We would never be able to do that if we would spend money on eating out or vacations.

We take our kids to some free events to entertain them, and we bought a yearly pass to the zoo, so we go to there very often, because it doesn’t cost us any extra anymore.