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	<title>Comments on: Personal Responsibility Is The Key to Financial Success</title>
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	<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Linda Hubbard</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-534976</link>
		<dc:creator>Linda Hubbard</dc:creator>
		<pubDate>Wed, 18 Feb 2009 14:23:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-534976</guid>
		<description>Great post. Should be required reading for every high school student.</description>
		<content:encoded><![CDATA[<p>Great post. Should be required reading for every high school student.</p>
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		<title>By: Gail</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-532051</link>
		<dc:creator>Gail</dc:creator>
		<pubDate>Fri, 13 Feb 2009 22:54:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-532051</guid>
		<description>Great post!</description>
		<content:encoded><![CDATA[<p>Great post!</p>
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		<title>By: China Brooks</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-528124</link>
		<dc:creator>China Brooks</dc:creator>
		<pubDate>Sat, 07 Feb 2009 00:20:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-528124</guid>
		<description>Great post; taking control of my financial life was one of the most empowering things I have ever done.  I&#039;ve always had great earning potential but I still found myself in a rough cycle of make, spend, freak out, and start all over.  I begin to commit to change; reading a lot of books and planning.  Sitting down and brainstorming ways to make money (coupled with action) was and is beyond helpful.  I realized that it&#039;s not how much money you have, but what you do with that money.  I just got fired from one of my three jobs and I am okay because I have an emergency fund.  It&#039;s hard work but financial security feels better than instant gratification (and lasts longer).  
Thanks again for this post.</description>
		<content:encoded><![CDATA[<p>Great post; taking control of my financial life was one of the most empowering things I have ever done.  I&#8217;ve always had great earning potential but I still found myself in a rough cycle of make, spend, freak out, and start all over.  I begin to commit to change; reading a lot of books and planning.  Sitting down and brainstorming ways to make money (coupled with action) was and is beyond helpful.  I realized that it&#8217;s not how much money you have, but what you do with that money.  I just got fired from one of my three jobs and I am okay because I have an emergency fund.  It&#8217;s hard work but financial security feels better than instant gratification (and lasts longer).<br />
Thanks again for this post.</p>
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		<title>By: Tom Brown</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-527033</link>
		<dc:creator>Tom Brown</dc:creator>
		<pubDate>Wed, 04 Feb 2009 19:33:17 +0000</pubDate>
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		<description>A good Read Great Post Thanks
have added you to my favorites :)</description>
		<content:encoded><![CDATA[<p>A good Read Great Post Thanks<br />
have added you to my favorites <img src='http://www.savingadvice.com/articles/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: justme</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-526948</link>
		<dc:creator>justme</dc:creator>
		<pubDate>Wed, 04 Feb 2009 17:13:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-526948</guid>
		<description>my Dh has a coworker who  went and got 375 dollars from st vincent Depaul because he could not pay his own utilities then the next day this same guy tells DH that he has joined a gym</description>
		<content:encoded><![CDATA[<p>my Dh has a coworker who  went and got 375 dollars from st vincent Depaul because he could not pay his own utilities then the next day this same guy tells DH that he has joined a gym</p>
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		<title>By: Nagel</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-526917</link>
		<dc:creator>Nagel</dc:creator>
		<pubDate>Wed, 04 Feb 2009 16:09:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-526917</guid>
		<description>Excellent post.  I appreciated your comment about personal blind spots.  It&#039;s like the Biblical phrase, along the lines: &quot;Before you take the straw out of your neighbor&#039;s eye, first take notice of the 2x4 stuck in your own eye!&quot;
I had a co-worker who would encourage me to buy this nice outfit, go to that great spa, eat at that fancy restaurant she had been to.  I quietly nodded, ignored her and clicked on my checking account to move more money to my savings account every payday.  Now, I am unemployed, and until my benefits started to kick in, I survived off my amassed savings.  I sleep easier at night, not grinding my teeth with worry.  She recently bought a new car and may get laid off soon.</description>
		<content:encoded><![CDATA[<p>Excellent post.  I appreciated your comment about personal blind spots.  It&#8217;s like the Biblical phrase, along the lines: &#8220;Before you take the straw out of your neighbor&#8217;s eye, first take notice of the 2&#215;4 stuck in your own eye!&#8221;<br />
I had a co-worker who would encourage me to buy this nice outfit, go to that great spa, eat at that fancy restaurant she had been to.  I quietly nodded, ignored her and clicked on my checking account to move more money to my savings account every payday.  Now, I am unemployed, and until my benefits started to kick in, I survived off my amassed savings.  I sleep easier at night, not grinding my teeth with worry.  She recently bought a new car and may get laid off soon.</p>
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		<title>By: Heibi</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-526889</link>
		<dc:creator>Heibi</dc:creator>
		<pubDate>Wed, 04 Feb 2009 15:16:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-526889</guid>
		<description>Excellent post.  Well said.</description>
		<content:encoded><![CDATA[<p>Excellent post.  Well said.</p>
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		<title>By: Lori</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-526871</link>
		<dc:creator>Lori</dc:creator>
		<pubDate>Wed, 04 Feb 2009 14:43:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-526871</guid>
		<description>The shame of it is that one persons bad decisions often result in innocent parties being caught in the fall out. One company wastes and doesn&#039;t save, so they have to lay off workers that they need and kick the remaining workers into overdrive. If the single mother you talked about hadn&#039;t done the right thing, her children would have suffered worse than her.

We&#039;re mad at the bailed-out companies now, but we should have been just as angry when times were good and they weren&#039;t making the right decisions.</description>
		<content:encoded><![CDATA[<p>The shame of it is that one persons bad decisions often result in innocent parties being caught in the fall out. One company wastes and doesn&#8217;t save, so they have to lay off workers that they need and kick the remaining workers into overdrive. If the single mother you talked about hadn&#8217;t done the right thing, her children would have suffered worse than her.</p>
<p>We&#8217;re mad at the bailed-out companies now, but we should have been just as angry when times were good and they weren&#8217;t making the right decisions.</p>
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		<title>By: Jay Gatsby</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-526865</link>
		<dc:creator>Jay Gatsby</dc:creator>
		<pubDate>Wed, 04 Feb 2009 14:31:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-526865</guid>
		<description>It&#039;s a waste of time to worry about people who fail to take personal responsibility for their own mistakes.  I look at such people as casualties of social or financial Darwinism.  True, the Government often keeps such people from failing completely, but why worry about what they&#039;re getting?  Would you trade places with them just because they&#039;re getting a bailout?</description>
		<content:encoded><![CDATA[<p>It&#8217;s a waste of time to worry about people who fail to take personal responsibility for their own mistakes.  I look at such people as casualties of social or financial Darwinism.  True, the Government often keeps such people from failing completely, but why worry about what they&#8217;re getting?  Would you trade places with them just because they&#8217;re getting a bailout?</p>
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		<title>By: Roman @ FinancialJesus.com</title>
		<link>http://www.savingadvice.com/articles/2009/02/04/104031_personal-responsibility-is-the-key-to-financial-success.html/comment-page-1/#comment-526793</link>
		<dc:creator>Roman @ FinancialJesus.com</dc:creator>
		<pubDate>Wed, 04 Feb 2009 12:21:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4031#comment-526793</guid>
		<description>The second mum you talk about is in my opinion the true American hero - she deserves the credit although she usually doesn&#039;t get any!
I completely agree with the &quot;be responsible&quot; attitude.
For those of us who are responsible - it can be difficult to see other people buying nice things on credit but we always know that in the longer run we made the right choice!</description>
		<content:encoded><![CDATA[<p>The second mum you talk about is in my opinion the true American hero &#8211; she deserves the credit although she usually doesn&#8217;t get any!<br />
I completely agree with the &#8220;be responsible&#8221; attitude.<br />
For those of us who are responsible &#8211; it can be difficult to see other people buying nice things on credit but we always know that in the longer run we made the right choice!</p>
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