It is almost comical the trouble I am running into saving money lately. For instance, I was shopping at a favorite second-hand store when I found a great purse. I was so excited to find something that was the right size, reasonably priced and in fairly good shape that I quickly paid for it and [...]
By Dr. Nancy Kay These days people need to be creative thinkers in order to make their dollars stretch further. Not only does this apply to gasoline and groceries, but to pet health needs as well. If you find yourself in a financial pinch as many do these days, here are ten things you can [...]
If you watch the news or read many magazines or newspapers, you’ve probably heard about “lifestyle diseases.” These are diseases and ailments that we get because our lifestyle and/or environment are unhealthy. Some examples: Obesity Alcoholism Diseases associated with smoking such as lung cancer, asthma or emphysema Drug abuse Depression/anxiety Some forms of cancer related [...]
It sounds like a no-brainer, but a big part of what keeps us out of debt is simply not spending too much money. Whether it’s on splurge items or our regular budget items like utilities, clothing, etc. we are always careful never to spend more than we have. However, just like everyone else, we tend [...]
People make fun of me because I always have NPR, CNBC or The Nightly Business Report on in the background when I’m working. They tell me I’m a finance junkie, and they’re not far off. But, it’s entertainment for me and every now and then I get to hear someone utter words that are so [...]
I recently wrote about services that we never would have purchased forty years ago but which now are commonplace expenditures. Indeed, I suggested (or at least implied) that there was no real reason to ever use services such as a lawn service because most domestic services we could and should handle on our own. I [...]
Knowing what to do when you first graduate isn’t easy. There’s so much at stake: paying off student loans, choosing a geographic location you’ll enjoy, starting your career off on the right foot-how do you know what jobs to spend your time and energy applying for, when to accept an offer, and when to keep [...]
As I read the daily news, I can’t help but wonder about the causes of our current economic downturn. I know the reasons that are propounded by economists and business leaders and I understand, generally, the current credit crunch. That said, I also wonder whether our economic problems might not boil down to a bad [...]
The other day, a friend and I were talking about the things we do to be frugal. We were discussing all the tips and tricks we’ve learned to save money and cut down on waste. We were also discussing how, with the current economic downturn, more and more people are learning how to be frugal. [...]
People frequently ask me why I’m so committed to living without debt. Am I debt phobic? Afraid of bankruptcy? Am I afraid that I’ll get in over my head? Am I just out of touch with “the way people do things these days?” I always answer no to all of these questions. The reason I [...]
