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Archive for December, 2008

37

Stop Adjusting the Thermostat: Why I Don’t Turn Down The Heat at Night

By , December 15th, 2008

I tend to be a bit bullheaded at times. Well, maybe more than a bit, but just because everyone else is doing something doesn’t mean it’s the best thing to do. This is my opinion from my own experience and I suggest you do your own research to find out what works best for you [...]


4

What Extra Money Can Do For You

By , December 14th, 2008

Do you know that feeling when you’ve had something hanging over your head for a long time — and then it’s gone? My husband and I have been enjoying that feeling. We just paid off our vehicle loan. What a relief! Now we have the happy problem of what to do with the “extra” money [...]


7

Charge It! But Watch The Rewards

By , December 13th, 2008

When I was in the 6th grade, Mrs. Nygren (my teacher, may she rest in peace) used to admonish the class that no one should ever buy anything on credit except for a house. She was adamant. If we could not pay with cash, we should not buy what we wanted to buy. Cars, boats [...]


1

Money Reading for the Weekend

By , December 13th, 2008

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Americans’ debt shrinks – 1st time ever Trickledown Downsizing Eight of the market’s sharpest thinkers: The future is frightening Recession Special: Buy one car, get one free Why Bailouts Are Dangerous Buy Short-Term [...]


3

Don

By , December 12th, 2008

There is a famous quote that says that money is the root of all evil. I think that statement is wrong. I think that the envy of money is the root of all evil. How can money be evil? Money is an inanimate object, and as such, is incapable of any action at all, let [...]


2

It’s Time to Get Your House Ready for Sale

By , December 11th, 2008

I was chatting with a neighbor the other day and he mentioned that he is having the entry to his home renovated. I was surprised, since his home is relatively new and, I think, quite nice. He laughed and said that his house does not have “foyer appeal” and that he wants it to be [...]


3

What Weight Management and Financial Management Have In Common

By , December 10th, 2008

A neighbor recently confided that she had just paid off the last of her substantial debt. “I can’t tell you what a relief it is,” she said. “It’s like having my life back again. All that time I was living under the crushing pressure, and now I’m free. I don’t know how things got so [...]


16

Why I Force My Kids to Contribute to Birthday Party Gifts

By , December 9th, 2008

Although my wife and I may not be the most social of couples, our kids more than make up for our willingness to miss parties. My kids have always been popular with their peers and, when they were younger, routinely received one or two birthday party invitations per month. Sometimes, they received invitations from their [...]


18

The Totally Free (or Nearly) Christmas

By , December 8th, 2008

As the years have gone on, I’ve grown tired of the Christmas retail madness. We are a family of all grown ups so gift buying is almost impossible. Everyone tends to buy what they need and want throughout the year, leaving little left for Christmas except an exchange of gift cards. (Which is kind of [...]


6

Utility Company Discounts Waiting for You

By , December 8th, 2008

It has been unseasonably cold in Orlando for the past couple of weeks. Nights have dropped into the thirties and days have rarely made it past 75 degrees. While that may seem balmy to anyone living north of Florida, trust me when I tell you that I am not used to this kind of cold [...]


2008

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