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Archive for November, 2008

14

Saving Money in Small Town USA

By , November 10th, 2008

In my lifetime, I’ve had the pleasure of living in several different sized towns. I grew up 10 miles from the big city of Fresno, California. I’ve lived in several other big cities since then; Seattle, Los Angeles, Dallas and Nashville, to name a few. I’ve lived in medium sized cities and small towns. Now, [...]


6

The One-Month Spending Crash Diet

By , November 10th, 2008

Last week, I outlined our plan to make November a spending crash diet. We have only $400 to pay for gas, groceries, entertainment, etc. — everything that isn’t a monthly recurring bill — for the entire month. By day four, hubby began pouting. “This sucks. Everything costs money. It’s so depressing,” he said, as he [...]


26

Greeting Cards are for Suckers!

By , November 9th, 2008

Have you ever noticed that if you are going to feel guilty about a purchase, you will usually feel guilty about making the purchase? You know how it is. You wander into a store and see something that you really want but do not really need. It may cost $1 or $10 or $100. It [...]


5

Declutter and Uncover Your Sanity

By , November 8th, 2008

The other day I found myself considering the purchase of another filing cabinet. Yes, not quite a monumental decision, but one that takes careful consideration because my family lives in a 1000-square-foot home. Where will that filing cabinet take away precious space? There just aren’t many options. The size of my home isn’t much smaller [...]


0

Personal Finance and Money Weekend Reading

By , November 8th, 2008

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: People having trouble paying their utility bills In this economy, even sex doesn’t sell Food storage makes a come back Do you save too much? Do you believe in ILLUMINATI? How I beat [...]


24

Reusable Products Eliminate Disposable Money

By , November 7th, 2008

Once upon a time, we did not have giant landfills full of refuse from all of our disposable conveniences. We relied on reusable items to fulfill our daily needs and we found ways to prolong the utility and longevity of what we owned. Americans were frugal by nature. After WWII, however, our national prosperity and [...]


8

The Importance of Doing What You Know You Should

By , November 6th, 2008

We talk a lot here at Saving Advice about the things you “should” do. Make a will and keep it updated, keep your financial affairs in order, plan for the succession/sale of any businesses you might own, get life insurance, arrange for your healthcare in the event you’re incapacitated, and generally plan for the future [...]


11

How to Live on a Single Income

By , November 5th, 2008

I know a lot of people who were asking if it’s possible to live on a single income before the proverbial excrement hit the rotary device, economically speaking. I imagine there are a great many people who are worried about losing their job and are now asking themselves if their household can live on one [...]


2

Think You’re Grandfathered In? Your Grandfather May Have Left The Building.

By , November 4th, 2008

This week I’ve been getting calls from the satellite provider we use in our RV. They’re forcing me to “upgrade” my old package to their new, similar package. A couple of years ago I got a notice from them that my package was being discontinued, but that I could keep it as long as I [...]


10

The One-Month Spending Crash Diet

By , November 3rd, 2008

Be careful what you read in blogs. You just may end up with a hair-brained idea like this one. My husband and I have declared November a no-spend month. Okay, so it’s not really a no spend month. It’s more like a month-long crash diet. We have budgeted $400 for the month of November. That’s [...]


2008

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