Consider that, according to the Bureau of Labor Statistics, in the 20 years from 1985 to 2005 energy costs have risen 108%, Medical costs 251%, and college costs increased 439% — but a college degree is worth it, right? Not necessarily. While having a college degree does open doors, and increase the odds of earning [...]
Did you know that buying with cash can actually save you money? The old saying, “Money Talks” has never been truer than in today’s economy. Even big name retailers are open to negotiation; their sales are down and more people than ever are buying on credit. The holiday season is coming up and stores are [...]
The company I worked for up until last Friday had been facing financial challenges for over a year. All of the employees knew that it was only a matter of time before the company resorted to drastic measures. We joked that one day we would arrive to work and find that our keys no longer [...]
A friend of mine was laid off from her job three months ago. Not surprising, given the current economy. Anyway, like many people, she’s in over her head financially. Without her salary her family is having trouble making ends meet. Since it looks like she might be out of work for awhile, she came to [...]
When traveling outside the United States, there’s a good chance you’ll need certain vaccinations in order to fully protect yourself from illnesses that are more common in other countries than they are here. These vaccinations may be ones that you would probably never need if you didn’t leave the United States (like typhoid and yellow [...]
There are many modern conveniences which we may not truly need but which remain quite useful. I would be lost without my computer, or the internet, or my television or a host of other gadgets and services. I value each of these things and use them every day, even though they may add a little [...]
The other day I stumbled across an advertisement for Bank of America’s new Brighter Planet credit card. The idea behind the card is that every dollar you spend earns points which are then converted to purchase carbon offsets. Bank of America is not the first credit card company to try to convince us that we [...]
Maintaining a beautiful lawn and other landscaping features can become a costly task. If you’re dedicated to the exterior look and feel of your property, but still determined to spend wisely, there are a few things you can do to accomplish both. Plant perennials Rather than spend money each spring and summer on expensive annual [...]
First off, we are in need of a coupon blogger to write at least 2 posts a week (more if desired). This is a paid blogging position, but it doesn’t pay a great deal. The position would likely only be of interest to someone who does a lot of couponing and would like to share [...]
It seems like every personal finance magazine I read reinforces the idea that our children are entitled to a college education. Beyond that – it’s the parent’s sole financial responsibility to provide a college education free and clear for their children. Don’t get me wrong, every parent would like their child to have a college [...]
