Comments on: Is More a Better Deal? http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html Bridging the gap between saving money and investing Sat, 11 Feb 2012 18:46:33 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Gail http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-371469 Gail Thu, 24 Jul 2008 05:11:58 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-371469 As most places now let you fill your drink cup as often as you want, when we do go to a fast food place, we get one meal and a sandwich. We don't supersize anything. We share fries and the drink. We haven't over eaten, we haven'tspent extra and we had a nice time. I try to stockpile when things that I normally use are on a good sale. Over time it saves me money, but I do have to be careful that I'm not stocking up on things with no value. As most places now let you fill your drink cup as often as you want, when we do go to a fast food place, we get one meal and a sandwich. We don’t supersize anything. We share fries and the drink. We haven’t over eaten, we haven’tspent extra and we had a nice time.

I try to stockpile when things that I normally use are on a good sale. Over time it saves me money, but I do have to be careful that I’m not stocking up on things with no value.

]]> By: TopWaysToSave http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-371231 TopWaysToSave Thu, 24 Jul 2008 00:56:57 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-371231 I think your supersize experience can be a good way to save. Instead of getting two medium diet cokes or two medium fries sometimes my wife and I will just supersize our meal and share the fries and soda. Then just by one more sandwhich instead of two whole meals. I think your supersize experience can be a good way to save. Instead of getting two medium diet cokes or two medium fries sometimes my wife and I will just supersize our meal and share the fries and soda. Then just by one more sandwhich instead of two whole meals.

]]> By: SaveForHouse http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-370348 SaveForHouse Wed, 23 Jul 2008 09:10:51 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-370348 I think this question truly depends on the context. Since I'm saving up for my first house (and actually in the process of trying to buy one), I'd like to look at it from that angle. I think at a certain point more is NOT better when buying a house, townhouse, or condo. I like to think of home ownership as financial freedom, especially once you've paid the mortgage off. My own goal is to buy a house a little bigger than I need now, but definitely not too much bigger. I would rather compromise on size a bit for price. Why? The ultimate lifestyle is being financially free. What do I mean here? I want to pay off my house as soon as possible so I don't waste money on years and years of mortgage interest and also so I can work less. Working less = more rest, more time for my hobbies/personal business, and a much better life. Moreover, I see inflation as a huge concern. There's a perfect storm right now. House prices are down but at the same time inflation is up. Buying a house now hedges against inflation and locks me into a flat mortgage payment (30 yr fixed). If I wanted to get a bigger house, I might miss this opportunity and have to save up a bigger down payment, take more time to pay off the house, and be further from financial freedom. True happiness, in my opinion, means NOT answering to the man anymore and controlling my own destiny. That will be so much easier once I own and have paid off my own house, reducing my monthly expenses by 60-75%! I think this question truly depends on the context. Since I’m saving up for my first house (and actually in the process of trying to buy one), I’d like to look at it from that angle. I think at a certain point more is NOT better when buying a house, townhouse, or condo.

I like to think of home ownership as financial freedom, especially once you’ve paid the mortgage off. My own goal is to buy a house a little bigger than I need now, but definitely not too much bigger. I would rather compromise on size a bit for price. Why? The ultimate lifestyle is being financially free.

What do I mean here? I want to pay off my house as soon as possible so I don’t waste money on years and years of mortgage interest and also so I can work less. Working less = more rest, more time for my hobbies/personal business, and a much better life.

Moreover, I see inflation as a huge concern. There’s a perfect storm right now. House prices are down but at the same time inflation is up. Buying a house now hedges against inflation and locks me into a flat mortgage payment (30 yr fixed). If I wanted to get a bigger house, I might miss this opportunity and have to save up a bigger down payment, take more time to pay off the house, and be further from financial freedom. True happiness, in my opinion, means NOT answering to the man anymore and controlling my own destiny. That will be so much easier once I own and have paid off my own house, reducing my monthly expenses by 60-75%!

]]> By: Jay Gatsby http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-369598 Jay Gatsby Tue, 22 Jul 2008 12:51:12 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-369598 Invariably the comments will split into two camps, those who say buying more is wasteful, and those who say buying more saves money in the long run. At the end of the day, it really does come down to the individual and the item(s) purchased. For the most part, buying a little more than you need is okay, but buying far more than you need is often wasteful in one way or another. I'm of the school that you buy what you need, and very little more than that. It keeps me from engaging in excessive spending on things that, while they may seem important at the time, ultimately aren't important at all. Postponing a purchase gives one a perspective that just simply isn't available at the point of sale. Invariably the comments will split into two camps, those who say buying more is wasteful, and those who say buying more saves money in the long run. At the end of the day, it really does come down to the individual and the item(s) purchased. For the most part, buying a little more than you need is okay, but buying far more than you need is often wasteful in one way or another.

I’m of the school that you buy what you need, and very little more than that. It keeps me from engaging in excessive spending on things that, while they may seem important at the time, ultimately aren’t important at all. Postponing a purchase gives one a perspective that just simply isn’t available at the point of sale.

]]> By: pam http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-369537 pam Tue, 22 Jul 2008 11:32:06 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-369537 I think that we all overconsume. We buy too much. Much more than we need. Just look at all the junk in your house, closet, basement and attic. We buy too big. Look at the house and the car. It's ridiculous. I think that we all overconsume. We buy too much. Much more than we need. Just look at all the junk in your house, closet, basement and attic. We buy too big. Look at the house and the car. It’s ridiculous.

]]> By: derrick http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-369531 derrick Tue, 22 Jul 2008 11:27:06 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-369531 More is often better, but as you said you need to be careful. I save a lot of money buying in bulk and stockpiling. More is often better, but as you said you need to be careful. I save a lot of money buying in bulk and stockpiling.

]]> By: bill http://www.savingadvice.com/articles/2008/07/22/102215_is-more-a-better-deal.html/comment-page-1/#comment-369366 bill Tue, 22 Jul 2008 08:38:38 +0000 http://www.savingadvice.com/blog/2008/07/22/102215_is-more-a-better-deal.html#comment-369366 Our society puts forth the impression that bigger is better, but anyone who now owns a SUV can see that is not always true. Our society puts forth the impression that bigger is better, but anyone who now owns a SUV can see that is not always true.

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