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Archive for April, 2008

7

Coupons Are Taxable – Why Do We Have To Pay Sales Tax on Them?

By , April 20th, 2008

It seems everything is taxable — even coupons! I never questioned the small print on the coupons I use, at least not the part about the customer paying sales tax. (I don’t understand why a manufacturer can say a coupon shouldn’t be doubled when it’s the retailer that makes a doubling offer, but that’s not [...]


0

Personal Finance Weekend Reading Roundup

By , April 19th, 2008

Weekend reading is a round-up of personal finance reading that has caught our eye that may be of interest to you: Discussions From The Forums These are threads started this past week within the forums which have created quite a bit of discussion: Is This is What Americans Consider Sacrifice These Days? Stay at home [...]


7

How to Opportunity Budget

By , April 18th, 2008

When setting up and running a household budget, the most important thing is that it works for you and your household. There are many good systems and practices that people may recommend, but the ultimate test of such a system is how and if it actually works in your personal finances. My husband and I [...]


11

When Staying In Becomes More Expensive Than Going Out

By , April 17th, 2008

A neighbor recently announced that she was getting serious about getting out of debt and saving for her family’s future. “Good for you,” I said and meant it, right up until she started detailing her plan for becoming more frugal. “We need to start staying home more,” she said. “We waste too much money eating [...]


13

The Hidden Costs of Stay-At-Home Parenting

By , April 16th, 2008

Anyone who is seriously considering stay-at-home parenting is likely to have done the math. Most potential stay-at-home parents know how much they will have to cut their expenses to live on less than two full salaries. They have considered the financial effects of forgoing several years of career experience, and they are even likely to [...]


6

Don’t Monthly Payment Yourself to Death

By , April 15th, 2008

Most people are probably painfully aware that gas prices have been rapidly increasing over the last couple of years (and especially months), thus also increasing the costs of any items needing to be delivered from anywhere, the most common being groceries. Many people are feeling the crunch in their budgets as they find themselves having [...]


12

Is the Conversion to Digital TV an Economic Stimulus Package in Disguise?

By , April 14th, 2008

Even though I don’t watch a lot of television I, like everyone else, have had to look into converting my TV to digital so I can continue to receive my local networks after February 2009. While I don’t watch much, I do like to be able to see the news or PBS every now and [...]


2

Save Money on Fuel Resource

By , April 13th, 2008

I recently discovered a new website that has a wealth of information about saving money on fuel. I’m pretty sure the website itself isn’t new, but it’s new to me and it might be new to you too. The website is Fueleconomy.gov and it run by the US Department of Energy and the Environmental Protection [...]


0

Personal Finance Weekend Reading

By , April 12th, 2008

Weekend reading is a round-up of personal finance reading that has caught our eye that may be of interest to you: Blog Contest Winners Each month we run a fun blog contest among the savingadvice member bloggers. These are the three winners entries for March: What public school can teach you about money What a [...]


40

Grocery Bags Should Be Free!

By , April 11th, 2008

The boxes were gone. My three-year-old was crestfallen. He had looked forward to his regular job of returning the plastic bags from last week’s grocery shopping trip to the recycling boxes just inside the store. But the boxes are no longer there; an employee told us that the store had discontinued its recycling. “You know [...]


2008

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