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Archive for March, 2008

1

Taking Extreme Measures to Avoid Overwhelming Temptation To Spend

By , March 22nd, 2008

Every saver knows the internal struggle with the “gimmie monster.” By sticking to our chosen saving strategies, most of us can win most of our bouts with him. But sometimes, the monster wins out too often. For some of us, spending is an addiction, and the gimmie monster devours all of our savings. If you [...]


8

Every Financial Decision You Make is a Deal or No Deal Question

By , March 21st, 2008

I’ve personally never seen this game show, but recently I saw a parody of it that was done at my church when they were talking about finances. It was actually very interesting how they laid it out and made the correlation and it made a lot of sense. They had a “contestant” come up (he [...]


14

The Politics of Frugality?

By , March 20th, 2008

Since when did choosing to live a frugal life become a political issue? I don’t make a huge deal about my frugal lifestyle, but when it “shows” in public, more and more people are feeling perfectly free to slap some sort of political label on me. Maybe it’s because it’s an election year, because the [...]


16

Is It Worth My Time to Pick Up a Penny?

By , March 19th, 2008

“If Bill Gates saw $100 lying on the ground, it wouldn’t be worth his time to pick it up,” a friend told me once. She reasoned that he would make more during that time by doing something else. At an estimated salary of $4,000 per minute, every minute of the week, Gates would indeed be [...]


6

21 Days to Positive Money Habits

By , March 18th, 2008

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your finances. If [...]


24

Can You Ever Really Be Financially “Ready” to Have a Baby?

By , March 17th, 2008

The most common question my husband and I have been asked since we got married a couple of years ago is “When are you guys going to have kids?” Each time, we give the same answer — that were not ready for a baby yet. We’ve often received the following response: “If you try and [...]


3

Higher Prices Don’t Always Mean More Enjoyment

By , March 16th, 2008

Trent Hamm at the Simple Dollar wrote a post in January about enjoying the free things in life. On a flight home, he found himself looking forward to taking a hot shower and spending time with his family. Once he realized that these things were free or nearly free, he started listing activities he enjoyed [...]


8

The Value of an Hour

By , March 15th, 2008

I’m a tutor by trade. I teach a myriad of students who have a myriad of struggles with a myriad of subjects. I use my position as a former student, writer, and educational professional to get into the annual writing conference for high school students put on by the college. I teach workshops, more in [...]


1

St. Patrick’s Day and Money

By , March 15th, 2008

With any luck, St. Patrick’s Day will bring full bellies and full beer mugs. While there are Irish tunes, blessings, drinks, and colors splashed about our dining rooms and bars, there are also fun stories, legends and myths to share among our friends. Being the bookworm that I am, I looked into some of these [...]


41

Financially Secure People Eat Leftovers

By , March 14th, 2008

This weekend I was reading “You’re Broke Because You Want to Be: How to Stop Getting By and Start Getting Ahead” by Larry Winget. (A pretty good read, by the way. The advice is nothing groundbreaking, but his straight talk and no excuses approach is entertaining.) Anyway, in the book he states that most people [...]


2008

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