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	<title>Comments on: Bank Error in Your Favor: Collect $100 or Do the Right Thing?</title>
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	<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Invest with Dax</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-204883</link>
		<dc:creator>Invest with Dax</dc:creator>
		<pubDate>Tue, 08 Jan 2008 01:57:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-204883</guid>
		<description>1 Word - Karma</description>
		<content:encoded><![CDATA[<p>1 Word &#8211; Karma</p>
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		<title>By: Dave Messina</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-204793</link>
		<dc:creator>Dave Messina</dc:creator>
		<pubDate>Tue, 08 Jan 2008 00:04:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-204793</guid>
		<description>Recently I walked out of a computer store without being charged for an $80 laptop bag. I immediately went back in, found the salesperson, and told him.

As it turns out, he was one of the managers. He said that he really appreciated my honesty. He gave me his card and told me that from now on, anytime I wanted to buy anything in the store -- even computers -- I would get a 10% discount, beginning with the $80 bag I had brought back.

That&#039;s not often going to happen of course, but that one incident drove home for me that sometimes doing the right thing also turns out to be better than you think.</description>
		<content:encoded><![CDATA[<p>Recently I walked out of a computer store without being charged for an $80 laptop bag. I immediately went back in, found the salesperson, and told him.</p>
<p>As it turns out, he was one of the managers. He said that he really appreciated my honesty. He gave me his card and told me that from now on, anytime I wanted to buy anything in the store &#8212; even computers &#8212; I would get a 10% discount, beginning with the $80 bag I had brought back.</p>
<p>That&#8217;s not often going to happen of course, but that one incident drove home for me that sometimes doing the right thing also turns out to be better than you think.</p>
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		<title>By: Robert</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-197385</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Mon, 31 Dec 2007 19:58:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-197385</guid>
		<description>Just wanted to comment about the bank error. I had a situation where I had a $400 error in my favor. I notified the bank of the issue and they told me there was no error. I have tried to rectify the issue many times since but here it is 6 years later still unresolved. And I have heard of other people who have had similar situations with the bank.

But on the other side I have heard from people that had the opposite issue happen where they notified the bank and the bank then took the money. Or even the bank was never notified but eventually realised the issue and took it.

So with banks it can be in your favor or it might not. Depending on the bank and their mood I guess.</description>
		<content:encoded><![CDATA[<p>Just wanted to comment about the bank error. I had a situation where I had a $400 error in my favor. I notified the bank of the issue and they told me there was no error. I have tried to rectify the issue many times since but here it is 6 years later still unresolved. And I have heard of other people who have had similar situations with the bank.</p>
<p>But on the other side I have heard from people that had the opposite issue happen where they notified the bank and the bank then took the money. Or even the bank was never notified but eventually realised the issue and took it.</p>
<p>So with banks it can be in your favor or it might not. Depending on the bank and their mood I guess.</p>
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		<title>By: Debbie M</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-192620</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Thu, 27 Dec 2007 04:31:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-192620</guid>
		<description>A similar thing just happened to me.  After I got out of the line and checked my receipt, I saw that my coupon had been deducted twice.  I went to the customer service desk, wondering if they could even fix the problem.  They just refunded all the money to the card I had used and re-did it properly.  (No, they did not need the coupon for some reason.)

I had been tempted to just walk out victoriously.  But I did what I always do in these situations which is to remind myself that my soul cannot be bought (certainly not for such a low price!).

In a movie I just watched, a mother asked her son, &quot;What do I always tell you?&quot;  He said something like &quot;Stand up for myself.&quot;  She replied, &quot;No, fight for what is right.&quot;  Sometimes it&#039;s so easy.</description>
		<content:encoded><![CDATA[<p>A similar thing just happened to me.  After I got out of the line and checked my receipt, I saw that my coupon had been deducted twice.  I went to the customer service desk, wondering if they could even fix the problem.  They just refunded all the money to the card I had used and re-did it properly.  (No, they did not need the coupon for some reason.)</p>
<p>I had been tempted to just walk out victoriously.  But I did what I always do in these situations which is to remind myself that my soul cannot be bought (certainly not for such a low price!).</p>
<p>In a movie I just watched, a mother asked her son, &#8220;What do I always tell you?&#8221;  He said something like &#8220;Stand up for myself.&#8221;  She replied, &#8220;No, fight for what is right.&#8221;  Sometimes it&#8217;s so easy.</p>
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		<title>By: disneysteve</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-192475</link>
		<dc:creator>disneysteve</dc:creator>
		<pubDate>Wed, 26 Dec 2007 23:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-192475</guid>
		<description>You did the right thing. Knowingly walking out without paying is stealing, even if it was the cashier&#039;s mistake.

Just today, my wife went to the grocery store. The cashier rang up one produce item as Cucumbers. My wife pointed out that they were actually Zucchini. She didn&#039;t know the prices and had no idea if that would save her money or cost her more money. The point was just that the cashier had made a mistake and my wife corrected her. She would have done so even if she knew the correction would cost her money.

We all like to save money, but we shouldn&#039;t do it by taking advantage of mistakes made by others. That isn&#039;t being a good person.</description>
		<content:encoded><![CDATA[<p>You did the right thing. Knowingly walking out without paying is stealing, even if it was the cashier&#8217;s mistake.</p>
<p>Just today, my wife went to the grocery store. The cashier rang up one produce item as Cucumbers. My wife pointed out that they were actually Zucchini. She didn&#8217;t know the prices and had no idea if that would save her money or cost her more money. The point was just that the cashier had made a mistake and my wife corrected her. She would have done so even if she knew the correction would cost her money.</p>
<p>We all like to save money, but we shouldn&#8217;t do it by taking advantage of mistakes made by others. That isn&#8217;t being a good person.</p>
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		<title>By: Shannon</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-192472</link>
		<dc:creator>Shannon</dc:creator>
		<pubDate>Wed, 26 Dec 2007 23:30:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-192472</guid>
		<description>Another reason it&#039;s good to have it off your conscience -- some stores will hold the cashiers financially responsible when they make errors.  I&#039;m always afraid that someone else&#039;s honest mistake could cost them money they might not have if I&#039;m not willing to be honest.</description>
		<content:encoded><![CDATA[<p>Another reason it&#8217;s good to have it off your conscience &#8212; some stores will hold the cashiers financially responsible when they make errors.  I&#8217;m always afraid that someone else&#8217;s honest mistake could cost them money they might not have if I&#8217;m not willing to be honest.</p>
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		<title>By: Ann</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-192468</link>
		<dc:creator>Ann</dc:creator>
		<pubDate>Wed, 26 Dec 2007 23:16:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-192468</guid>
		<description>I once walked out with Sewing Machine Oil. Next time I was in, I had them charge me for it. I just got a weird look, and the clerk charged me, but didn&#039;t seem impressed nor baffled. Must have been that kind of day.</description>
		<content:encoded><![CDATA[<p>I once walked out with Sewing Machine Oil. Next time I was in, I had them charge me for it. I just got a weird look, and the clerk charged me, but didn&#8217;t seem impressed nor baffled. Must have been that kind of day.</p>
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		<title>By: anonymous</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-192457</link>
		<dc:creator>anonymous</dc:creator>
		<pubDate>Wed, 26 Dec 2007 23:02:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-192457</guid>
		<description>Kinda the opposite situation, but..

When I lived in Michigan I bought some soda at the store one time, and noticed they hadn&#039;t applied the appropriate discount.

I took it up to the customer service people, and they refunded me 3x the mistake. Apparently there is a law in some states that if an automatically scanned item scans too high, they have to refund you a multiple of the difference.

I guess the theory being that it&#039;s so easy to overcharge so many people, that they want to give stores a real incentive not to make hte mistake..</description>
		<content:encoded><![CDATA[<p>Kinda the opposite situation, but..</p>
<p>When I lived in Michigan I bought some soda at the store one time, and noticed they hadn&#8217;t applied the appropriate discount.</p>
<p>I took it up to the customer service people, and they refunded me 3x the mistake. Apparently there is a law in some states that if an automatically scanned item scans too high, they have to refund you a multiple of the difference.</p>
<p>I guess the theory being that it&#8217;s so easy to overcharge so many people, that they want to give stores a real incentive not to make hte mistake..</p>
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		<title>By: Charles Martin</title>
		<link>http://www.savingadvice.com/articles/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html/comment-page-1/#comment-192445</link>
		<dc:creator>Charles Martin</dc:creator>
		<pubDate>Wed, 26 Dec 2007 22:21:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/26/101977_bank-error-in-your-favor-collect-100-or-do-the-right-thing.html#comment-192445</guid>
		<description>I&#039;ve had similar situations usually when I&#039;m watching them scan the items.  I make sure that the item was actually scanned.  After all, it&#039;s not fun trying to walk out of the store and they might have forgot to wipe the magnetic tags.  Then you try to explain the items that aren&#039;t on the receipt to store security.  Honestly, it&#039;s just safer to watch while checking out rather than fiddle around with a wallet or purse and not notice.

I actually wonder how you managed to be paying attention for overcharges, but missed the cashier putting two items in your bags that were not scanned.

I also would have the bank error corrected rather than assume that money was mine and then have the account overdrafted because the bank itself discovered the error and rectified it without your knowledge.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve had similar situations usually when I&#8217;m watching them scan the items.  I make sure that the item was actually scanned.  After all, it&#8217;s not fun trying to walk out of the store and they might have forgot to wipe the magnetic tags.  Then you try to explain the items that aren&#8217;t on the receipt to store security.  Honestly, it&#8217;s just safer to watch while checking out rather than fiddle around with a wallet or purse and not notice.</p>
<p>I actually wonder how you managed to be paying attention for overcharges, but missed the cashier putting two items in your bags that were not scanned.</p>
<p>I also would have the bank error corrected rather than assume that money was mine and then have the account overdrafted because the bank itself discovered the error and rectified it without your knowledge.</p>
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