What would you do if you had children still in your home after they had graduated from college, but they weren’t helping out financially in any way? This is a question that one of the readers is facing and wondering what steps she should take to resolve the issue: I hope that you can give [...]
Morning Quote: “Only after the last tree has been cut down, Only after the last river has been poisoned, Only after the last fish has been caught, Only then will you find that money cannot be eaten.” – Cree Indian Prophecy $10 Tickets On Every Flight: There is a new discount airline that will begin [...]
If you are going to book a hotel room, where do your think you would you get the best price? A) Online Travel Website (such as Expedia or Travelocity) B) Travel Agent C) Call The Hotel Directly D) Hotel Website I assume that most people would choose the online travel websites, but that may be [...]
Even though I live a relatively frugal lifestyle, I enjoy nice things. The ironic thing is that if we purchased things like the average American, there is no way we could enjoy these nicer things. But by taking a few steps it’s possible to have your cake and eat it too. The main ingredient to [...]
By S. Shugars, special contributing writer Okay, I admit it. I’m a sucker when it comes to gadgets and other things that claim that they will pay for themselves over time. It appeals to my frugal senses to purchase things that will end up saving me money in the long run. The problem is that [...]
If you have extra space in your house, you may have considered renting out a room to bring in some extra cash and share the utility bill costs. One reader is thinking about doing such a thing, but wants to know if there are any hidden costs that he should be aware of: I am [...]
How Much Is Enough?: How much do you need to feel satisfied? This is an interesting question — “what is enough?” that you can think about and consider how it applies to you: What I want consumers to do every time they head off on a shopping trip is ask themselves this question: How much [...]
In general, I don’t advocate buying things that you don’t have the money for, whether it’s an expensive item like a car or an inexpensive item like a pair of shoes. In the case of computers, however, those offers to get a new laptop from Apple or Dell for “as low as $26.00 a month” [...]
What are your financial goals? If you are like most people, you may have a general idea of what financial goals you’d like to achieve, but you haven’t taken the time to truly form a plan to achieve them. If you don’t know exactly what your financial goals are or how you’re going to attain [...]
Fair Isaac Corporation’s best known product, the FICO score, is a teenager who has virtually cornered the market. For eighteen years, the three-digit number has been the preeminent risk predictor used by lenders when deciding whether to grant credit to consumers. To date, over 100 billion FICO scores have been provided to U.S. businesses. If [...]
