In Part One of Starting a Business with Pocket Change I talked about the brainstorming and research you need to do while you save your change for your new enterprise. This next article focuses on specific steps to take and purchases to make when it’s time to create a business identity and launch your business, [...]
While you probably don’t think a whole lot about it when you go shopping, stores are set up to manipulate all of your senses and to try and get you to spend as much money as possible. The store may appear to have been thrown together, but in reality they spent thousands of dollars on [...]
Renting Makes More Financial Sense Than Homeownership: Most people still believe that purchasing a home is a good investment, but I have to disagree. It is a good investment if it is bought as an investment (that is, used to maximize income) and not a place to live. I speak from experience. I own a [...]
I started saving my pocket change in October of ’06. More precisely, I saved change and one dollar bills from my personal allowance. It began as a challenge more than anything else: I simply wanted to see if I could do it. To my surprise I was able to consistently save 25% of my allowance [...]
Many of us feel like there’s little point in preparing for a disaster because we never know when something might happen and it’s impossible to be perfectly prepared. If you back up your computer every Friday and it gets stolen on a Thursday, you’ve still lost an entire week’s worth of work. Or maybe you [...]
Six Funny Life Lessons: Six life lessons told in fable form: A man is getting into the shower just as his wife is finishing up her shower when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next door neighbor. Before [...]
To save money on groceries, you can do lots of things besides clipping coupons (which I never do). Here are a few ideas to help you save money and add some spice to your routine. Shop at ethnic markets: I find that a lot of really wonderful, exotic, and flavorful dishes can be recreated rather [...]
1 in 2 Americans Now Receives Income From Government Programs: When you count all the Americans that have a government job, a job which is reliant on federal spending, those that receive Social Security, a government pension, food stamps, subsidized housing or government education grants and it adds up to 52.6% of Americans reliant on [...]
We all hear a lot about protecting our financial futures by staying out of debt, having an emergency fund, and saving for retirement. Disability income insurance, or DII for short, is another important form of protection that many people don’t have and haven’t even heard of. The purpose of this kind of insurance is to [...]
Disney World On The Cheap: An article on ways that you can save a bit of money at Disney World…don’t forget to scan the comments where more quality information is given. The Hidden Costs Of Driving A Prius: While this in itself is not personal finance related, it’s an important example of how something can [...]
