If you own a home, you have probably heard of an impound account, sometimes referred to as an escrow account. So what is an impound account anyway, and is it a good idea? An impound account is an account that is set up so that you pay your mortgage company a monthly amount, which they [...]
Why Oil Will Reach $100 A Barrel: gas prices have already begun to rise again and it looks like it will be another expensive summer on the road. Here’s an article that says that we should expect high prices in the years to come because all the “easy” oil has already been found. More $15 [...]
Well, we all know it is that time of year. If you haven’t had your taxes done by now, maybe you are still trying to decide how you will go about getting them done. I did a recent article on Free File. If you meet all the income and age requirements, and expect to have [...]
This week we’re focusing on photo freebies. If you have a blog or a website you know that images can make all the difference in the world. The same goes for graphic designers, desktop publishers, etc. While there are pictures everywhere online, not all the images you see are available or even legal to use. [...]
A pie chart of who owns the US National Debt: Source: The Skeptical Optimist Why Having More No Longer Makes Us Happy: An academic look at the question that is quite in depth and fairly long, but well worth the read if you have the time: If we’re so rich, how come we’re so damn [...]
Most people make the assumption that they are not wealthy because they don’t earn enough money, but the real reasons most people don’t build wealth is because of how they use money in their daily life. Here are 10 possible reasons that you aren’t rich: 1. You Care What Your Neighbors Think 2. You Aren’t [...]
I received this in my email awhile ago and was reminded about it from a post in the forums. It is well worth sharing for those who may not have seen it yet: A group of alumni, highly established in their careers, got together to visit their old university professor. Conversation soon turned into complaints [...]
There has been some discussion and I have received a couple of emails pertaining to the question of how good of an investment the forever stamp will be when it arrives. My answer: Lousy. While on first appearances purchasing forever stamps and holding onto them may seem like a good investment, the reality is there [...]
A Refreshing Refusal: With all the greed we read about in regard to those leading companies, here is a hugely refreshing take on an executive that was supposed to receive $10 million under the company’s restructuring: It is even more distasteful when insiders use the bankruptcy process to enrich themselves, as happened last year at [...]
The first time a realtor explained the home inspection process to me, I thought, “What a load of crap! I can test the dishwasher and make sure all the outlets work myself! Why would I pay someone else $450 to do those things?” If you, like me, aren’t sure why you’d want to pay someone [...]
