People do get creative when it comes to figuring out how they are going to survive during retirement, including this jail before Social Security kicks in plan. Placing yourself in jail for 3 years until your Social Security checks begin to get distributed is certainly not a financial plan that I would recommend for a number of obvious reasons plus the fact that relying on Social Security as your only retirement income probably won’t leave you much better off than being in jail.

It really is a sad commentary to where some people find themselves as they reach their retirement years, yet it should be another motivating reason to get your retirement finances in order as quickly as possible so that you don’t have to face a similar dilemma as you approach retirement. Open that Roth IRA today if you haven’t done so yet and start contributing to it on a monthly basis…