My apologies in advance on the poor lighting. Still working on that… When you’re in debt and you have managed to save a bit of money, by far the best investment the majority of people can make is to put it toward credit card debt. First, the interest rate that is being paid on the [...]
I’ve stated before that I’m not a big gift card fan, and this is especially true of the bank branded gift cards. It seems that they are getting more complaints as the Office of the Comptroller of the Currency (OCC) has issued a number of guidelines to banks on misleading customers with gift cards. One [...]
I’ve talked about this quite a bit before. – the fact that saving money is a two step process and that paying less for something doesn’t necessarily mean that you have saved money. After you have found a way to cut an expense, you actually have to place the difference between what you were paying [...]
I took notice that over the last couple of months a lot of personal finance writers have had the blogoversaries. As I sometimes do, after reading about one of these (I can’t remember exactly which one which is a shame because I would really like to thank that person) I went in and did a [...]
Do you have a reward debit card? If so, there is a TV production company that would like to interview you for a report they are putting together on debit reward cards. Julie McCoy, who is a TV news producer with NewsProNet contacted me in hopes I could help her find someone to interview: The [...]
There is nothing that gives me more pleasure than seeing someone take a new technology and use it to their advantage to save money – especially when it is done creatively and produces painless savings. I came across a woman who has done this brilliantly using Prosper.com to lower the amount she was paying on [...]
Is it just me, or are holiday decorations going out earlier and earlier than they have in the past. I walked into a drug store today to see them placing up three aisles of Halloween goods. It’s hard for me to tell since I’ve been in Japan for a time and usually miss all this [...]
I’ve had several people ask me how Nate and I have built our blog community. For those who are not familiar, we also run the SavingAdvice.com website where we have an area where we have a personal finance blog community we call Real People, Real Finances. We recently passed the 100 blog mark for those [...]
If you are looking for some basic (but free) personal finance materials, Visa is giving away a number of informational items fro free from their Practical Money Skills site: Free Solar Powered Calculator PMSFL Teachers Guide W/2PK CD – a 2-CD classroom educations set which includes lesson plans, worksheets, calculators and games to help students [...]
I mentioned earlier that the IRS was planning to allow taxpayers to designate their refund to several accounts rather than just one beginning next year. The IRS just released a sample copy of IRS Form 8888 which will allow you to do this and they are requesting public comment on this new split refund form [...]
