It seems that most people are now aware that their credit score can have a large impact on the financial aspects of their lives. Many, however, have no idea that institutions checking their credit often use another score that is sometimes referred as the “hidden credit score” – your Bankruptcy Risk Score. While your credit [...]
One of the joys (see sarcasm dripping all around) of living in a foreign country is that you get to do taxes twice. While Japanese tax forms are not near as complicated as taxes in the US, the simplicity factor is completely erased because… they’re in Japanese!. I struggled with them until 4:00 AM so [...]
I wrote earlier that I had decided to incorporate a number of changes here because I felt that too many personal finance writers were merely cloning each other. One of the areas where I have really struggled is with carnivals. Once the carnivals go up, all the personal finance sites announce the carnival and nobody [...]
It’s always a nice break when I come across a piece written about personal finance or saving money that has a bit of humor in it (I think that is one aspect of personal finance education that is almost non existent – if you could write a personal finance book that also incorporated humor, you’d [...]
With the expansion of cell phones and their ever decreasing costs, a lot of people wonder whether it’s better for their budget to have just a cell phone, just a land line phone or both. There is no black and white answer as it all depends on how you use your phone(s). Here are some [...]
I think that anyone who writes hopes that those who read the writing find the information useful and worth their time. For me, often the best gauge on whether I have accomplished this is when others take the time to recommend one of my sites. It’s the ultimate compliment when someone is willing to tell [...]
I’d like to welcome Liz from Everyday Goddess as my first guest writer here. She has put together some excellent information about her experience of setting up and placing a Prosper.com loan request on auction (I also highly recommend her blog if you’re in need of getting away from personal finances for awhile). Enjoy: As [...]
Okay, Nate isn’t going to believe it, but you read that correct. I’m sure you unconsciously knew it all the time, but there is a valid reason why you came to this site (and why you should tell all your friends about it!) Who cares if personal finance isn’t sexy? The plain and simple truth [...]
In our last Financial Challenge we searched the state data bases to see if we had any unclaimed money that we had forgotten about. We are going to continue along that theme today and search several Federal data bases which may also contain some forgotten money for you. In the last challenge, we had you [...]
We have spend the last several days comparing prices of some of our monthly bills to see if we can get them for a better price. While we still have more to go in this area, let’s take a short break from comparing and have a bit of fun in search of extra money. It’s [...]
