It’s the end of the month and I’m looking over my goals. I’ll have a list of how I’ve done against them after today is over and I can get this month’s numbers. I was also thinking about a fundamental switch that I’ve made with this journal during this month. I’m not sure if anyone [...]
If you came out of 2005 with more savings (or less debt) than you began with at the beginning of the year, give yourself a huge pat on the back. You were one of the few. The Commerce Department reported today that consumer rose more than double the rise in incomes which left the 2005 [...]
You have no will power and you know it. You have therefore cut up your credit cards keeping a single one frozen in a block of ice in the refrigerator just in case of an emergency. You finally gotten the monkey off your back that comes with easy access to money you don’t have that [...]
Now that we have set up a plan on where to place the money that we’re going to save, it’s time to begin saving some money. The important thing to remember is that any savings that you reap from the ideas presented needs to go toward your investing plan. If you end up spending it [...]
We’re out to a quick start this week on carnivals with three already up. I’ll continue to update as I see new carnivals come up: Fat Pitch Financials has put together a rather large 33rd edition of the Carnival of Personal Finance – lots of reading here if you have the time. Phosita has put [...]
When I wrote Financial Challenge #7, I received a number of emails (and one comment) from people who said the “peace of mind” that the money in a savings account gives them is important. While it’s important to do what is best for you, it is also important to realize that this “peace of mind” [...]
Coming soon to a store near you – talking gift cards. Arthur Blank & Co. will be introducing the Talking Gift Card, which will allow you to not only give a gift card, but also allow your to record a short personalized message to go along with the card. The Talking Gift Card contains a [...]
The weekend is hear and that means it’s time to take a look at the past week’s Funny Money in the news: The Lucky Couple Finds $295,000 Worth Of Whale Vomit – whale vomit?!? Lost Handbag With $110,000 In Jewellery Returned – How do you forget $100,000? The Stupid Bank Robber Leaves Name & Address [...]
I came across this little piece about an ID Theft scam that goes to show that you really can’t trust anyone these days: For Aisha Shahid and dozens of others who went to an advertised job fair in Chattanooga and got offers of nightclub work in Atlanta, Memphis and Miami, the “dream jobs” turned out [...]
This challenge will mark the end of our “simple investing” plan. Just to reiterate, the reason we’re going for the “simple investing” plan is that saving money is the best investment that you can make when you’re just starting off. Once you reach $100,000 you can begin to spend more time researching different investing options, [...]
