It’s another Monday which means it’s carnival time again. This week Boston Gal’s Open Wallet is hosting the the Carnival of Debt Reduction while Frugal For Life is hosting the Carnival of Personal Finance.

I have a number of articles submitted (accidentally doubled up on the Carnival of Debt Reduction – I’m working too hard and beginning to forget things!) – A Coffee A Day = $15,000 Net Worth Difference and What Triggers Credit Card Universal Default for the Carnival of Debt Reduction and The Cost of Smoking for the Carnival of Personal Finance. My niece, Margot, also has an article in the personal finance carnival titled Should You Move To Kalamazoo?

As always, some good reading if you have some free time and want to get some different perspectives on a wide range of topics.